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ENCIK ZUL KARAMI BIN CHE MUSA

FACULTY OF ENTREPRENEURSHIP AND BUSINESS
zul@umk.edu.my

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GROUP OF EXPERTISE
  1. UNDERSTANDING THE FACTORS INFLUENCING THE ADOPTION OF E-WALLETS BY MALAYSIAN YOUTH | CO | 2023-12
  2. DOES THE INNOVATION CAPABILITY AND COMPETENCY AFFECT THE INNOVATION PERFORMANCE OF MALAYSIAN¿S SMES? | CO | 2021
  1. FACTORS AFFECTING THE PERCEIVED LEVEL OF STRESS AMONG STUDENTS TAKING ENTREPRENEURSHIP PROGRAM IN A PUBLIC UNIVERSITY IN MALAYSIA | CO | 2021
  2. IMPACT OF SELF-SERVICE KIOSKS TOWARDS CONSUMERS PURCHASING BEHAVIOR AMONG STUDENTS IN UNIVERSITY | CO | 2021-07
  3. WRITER BOOSTER | CO | 2021-09
  4. CROWDFUNDING AS A TOOL FOR ENTREPRENEURSHIP EDUCATION IN HEIS | MAIN | 2021-09
  5. HUB FOR SOCIAL ENTREPRENEURSHIP (HUBSOE): CATALYSING IMPACTFUL INNOVATIVE SOLUTION TO SOCIAL AND ENVIRONMENTAL SUSTAINABILITY | CO | 2021-09
  6. THE FACTORS OF E-WALLET ACCEPTANCE AMONG CONSUMERS IN KELANTAN | MAIN | 2021-07
  7. FACTOR OF LOGISTIC SERVICE TOWARDS E-SHOPPER'S SATISFACTION | CO | 2021-07
  8. THE CAUSATION OF ONLINE GAME ADDICTION AMONG UNIVERSITY STUDENT | CO | 2023
  9. SUCCESS FACTORS OF SMALL AND MEDIUM ENTERPRISE RETAILERS IN PAHANG | CO | 2022
  10. THE TRUST FACTORS THAT INFLUENCE ONLINE BUYERS ON E-COMMERCE | CO | 2022
  11. THE EFFECT OF DIGITALIZATION OF COOPERATIVE ON BETTER TRANSPARENCY AND COMPETITIVE ADVANTAGE | CO | 2023
  12. WAQF EDUCATION PARTICIPATION AMONG EMPLOYEES¿ OF HIGHER LEARNING INSTITUTIONS: A CONCEPTUAL FRAMEWORK | CO | 2023
  13. FACTORS INFLUENCING THE USE OF E-COMMERCE PLATFORMS DURING THE PANDEMIC OF COVID-19 | CO | 2023
  14. AWARENESS OF ISLAMIC FINANCIAL PLANNING AMONG SCIENCE AND TECHNOLOGY STUDENTS IN HIGHER LEARNING INSTITUTIONS | CO | 2023
  15. EFFECTS OF DIGITAL FINANCIAL LITERACY TOWARDS ONLINE BUYING BEHAVIOURS AMONG STUDENTS DURING COVID-19 PANDEMIC | CO | 2023
  1. KISAH 17 UMAR HASFIZAL ¿ PENYANYI: BINTANG BERTUAH | CO | 2020
  2. DOES SHARIAH AUDIT FRAMEWORK MATTER? VIEWS FROM PRACTITIONERS IN ISLAMIC BANKS | CO | 2023
  3. AN APPLICATION OF ACTOR NETWORK THEORY (ANT) IN BUSINESS-TO-BUSINESS PROCUREMENT PLATFORM | CO | 2023
  1. UNISTARTR COM, PLATFORM CROWDFUNDING PERTAMA KEPADA WARGA INSTITUSI PENGAJIAN TINGGI DI MALAYSIA | CO | 2020
  2. EXCELLENT EXTERNAL INSTRUCTORS MANAGEMENT THROUGH E-FASI INTEGRATED SYSTEM | CO | 2020-12-28
  3. A STUDY ON VISUAL PACKAGING ELEMENTS AS AN INFLUENCING FACTOR ON CONSUMER PURCHASING | CO | 2020
  4. WRITER BOOSTER | CO | 2021-09
  5. CROWDFUNDING AS A TOOL FOR ENTREPRENEURSHIP EDUCATION IN HEIS | MAIN | 2021-09
  6. HUB FOR SOCIAL ENTREPRENEURSHIP (HUBSOE): CATALYSING IMPACTFUL INNOVATIVE SOLUTION TO SOCIAL AND ENVIRONMENTAL SUSTAINABILITY | CO | 2021-09
  7. KETAGIHAN PERMAINAN DALAM TALIAN | CO | 2022-09-01
  8. 4 ALTERNATIF PENGURUSAN BAYARAN PELANGGAN KEPADA PENIAGA ATAS TALIAN | MAIN | 2022-09-01
  9. 7 FALSAFAH EKONOMI ISLAM YANG PERLU ANDA KETAHUI | CO | 2022-10-01
  10. THE STUDY OF FACTORS INFLUENCING THE PREFERENCE AMONG PUBLIC UNIVERSITY STUDENTS IN MALAYSIA TOWARDS ISLAMIC BANKING | CO | 2023
  11. UNRAVELLING TRUST: PSYCHOLOGICALCONCEPTS BEHIND WHY PEOPLE FALL FORSCAMS | CO | 2023
  12. SEJARAH SUKAN PETANQUE | CO | 2023
  13. 5G TECHNOLOGY IN MALAYSIA | CO | 2023-01-26
  14. ESSENTIAL PRACTICES FOR PERSONAL SECURITY | MAIN | 2023
  1. APLIKASI SMART MAPPING SISTEM UNTUK PENGESANAN LOKASI TERBAIK MEMBINA RUMAH BURUNG WALET | MEMBER | UMK-FUND | 2020
  2. INTENTION TO USE CLOUD ACCOUNTING SYSTEM AMONG SMES IN MALAYSIA | HEAD | SGJP | 2016
  3. TECHNOLOGY CONTINUATION OF ON-DEMAND PLATFORM USAGE AMONG EHAILING DRIVER (GRAB/UBER) IN MALAYSIA | MEMBER | SGJP | 2017
  4. UNIVERSITY'S START-UPS BUILD UP THROUGH CROWDFUNDING (FUNDME@UMK) | MEMBER | UMK-FUND | 2020
  1. PERUNDING PENGURUSAN DATA | HEAD | 2020
  2. PERUNDING PENGURUSAN DATA | HEAD | 2021
  3. PENASIHAT PEMBANGUNAN IT BGM SESI 2021/2022 | HEAD | 2021
  4. KERJASAMA STRATEGIK UNIVERSITI MALAYSIA KELANTAN (UMK) DAN YAYASAN KEBAJIKAN ANAK ANAK YATIM KELANTAN (YAATIM) | MEMBER | 2022
AWARD(S)
  • Award Name: Anugerah Jasa Universiti (2019)
    Awarded by: Universiti Malaysia Kelantan
RESEARCH AWARD(S)
  • Product Name: PLATFORM TRANSAKSI DIGITAL SYARIAH
    Award: GOLD
    Role: Member
    Exhibition Name:Carnival of Research and Innovation (CRI 2022)
  • Product Name: HUBSOE: CLICK AND MATCH
    Award: GOLD
    Role: Member
    Exhibition Name:Carnival of Research and Innovation (CRI 2022)
  • Product Name: G-SECURE: GOLD-BASED TAKAFUL
    Award: GOLD
    Role: Member
    Exhibition Name:CARNIVAL OF RESEARCH AND INNOVATION (CRI2023)
  • Product Name: CROWDFUNDING AS A TOOL FOR ENTREPRENEURSHIP EDUCATION IN HEIS
    Award: GOLD
    Role: Member
    Exhibition Name:VIRTUAL INNOVATION COMPETITION 2021
  • Product Name: EXCELLENT EXTERNAL INSTRUCTORS MANAGEMENT THROUGH E-FASSI INTEGRATED SYSTEM
    Award: SPECIAL
    Role: Member
    Exhibition Name:TEACHING ENHANCEMENT AND LEARNING INNOVATION CARNIVAL (ETELIC2020)
  • Product Name: CROWDFUNDING AS A TOOL FOR ENTREPRENEURSHIP EDUCATION IN HEIS
    Award: SPECIAL
    Role: Member
    Exhibition Name:VIRTUAL INNOVATION COMPETITION 2021
  • Product Name: GOLD-BASED TAKAFUL MODEL: G-SECURE
    Award: SILVER
    Role: Member
    Exhibition Name:International Business and Management Virtual Innovation and Invention of Ideas Competition 2023
  • Product Name: Poster Aplikasi WaletApps Pengesanan Lokasi Rumah Burung Walet
    Award: SILVER
    Role: Member
    Exhibition Name:Carnival Research & Innovation
  • Product Name: STEP: STUDENT ENTERPRISE INCUBATION PLATFORM
    Award: SILVER
    Role: Member
    Exhibition Name:International Creative Innovation Idea Competition (ICIIC2023)
  • Product Name: Hubsoe for Social Entrepreneurship Ecosystem Digital Support
    Award: SILVER
    Role: Member
    Exhibition Name:International Research and Innovation Symposium and Exposition 2022
  • Product Name: PLATFORM E-DAGANG TAPISAN SYARIAH (ETS)
    Award: SILVER
    Role: Member
    Exhibition Name:VIRTUAL RESEARCH & INNOVATION EXHIBITION 2022
  • Product Name: PLATFORM TRANSAKSI DIGITAL SYARIAH
    Award: BRONZE
    Role: Member
    Exhibition Name:PERTANDINGAN REKACIPTA INOVASI INTERNASIONAL & NASIONAL 2022 (PRiIN2022)
  • Product Name: Crowdfunding as a Tool for Entrepreneurship Education in HEIs
    Award: BRONZE
    Role: Member
    Exhibition Name:4th Digitalised International Invention, Innovation & Design Johor 2021
EDUCATION(S)
  • ()
    INTERNATIONAL ENGLISH LANGUAGE TESTING SYSTEM
  • (2014) UNIVERSITI KEBANGSAAN MALAYSIA
    IJAZAH SARJANA PERAKAUNAN
  • (2010) UNIVERSITI ISLAM ANTARABANGSA MALAYSIA
    IJAZAH SARJANA MUDA PERAKAUNAN
  • (2001) SEK MEN UGAMA ARABIAH PASIR MAS
    SPM