1. Noormariana Mohd Din, Muhammad Zulfaris Mohd Salleh, Mohd Zulkifli Muhammad, Wahyi Busyro. (2025-08-07). The Accomplishment of Da'wah in Integrating Islamic Value into the Cultural Orang Asli of Malaysia. In International Conference on Islamic Economics (ICIE) , pp. 159-164. Universitas Islam Negeri (UIN) KH. Abdurrahman Wahid Pekalongan, Indonesia.
  2. Mohd Zulkifli Muhammad, Muhammad Naqib Mat Yunoh, Farah Hanan Muhamad, Noor Raihani Zainol, Noormariana Mohd din, Mohd Rushdan Yasoa', Ahmad Ridhuwan Abdullah, Nur Fairus Abd Hamid. (2023). The Assumption of Unlimited Human Wants (AUHW) in Islamic Economics: A Tasawur Perspective. In Lecture Notes in Networks and Systems , pp. 907-924. Springer Nature. https://doi.org/10.1007/978-3-031-08084-5_66
  3. Mohd Zulkifli Muhammad, Farah Hanan Muhamad, Caturida Meiwanto Doktoralina, Dzulkifli Mukhtar, Mohd Fahmi Ghazali, Muhammad Khalilur Rahman, Noormariana Mohd din. (2023). Online Banking of Islamic Banks: The Customer¿s Perceptions in Kelantan. In Lecture Notes in Networks and Systems , pp. 859-873. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08084-5_62
  4. Abdullah, A., Salleh, M. Z. M., Zakaria M.N., Din N.M., Aziz M.I., Muhammad, M. Z.. (2023). Achieving Islamic Financial Literacy in Malaysia: Issues and Challenges. In Lecture Notes in Networks and Systems , pp. 889 - 896. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08084-5_64
  5. Kadir S A, Musa, A., Yajid, A. A., Zakaria M.N., Din N.M.. (2023). Economic and Commercial Value Comparison Between Syariah Compliant and Muslim Friendly Approach in Hotel Industry. In Lecture Notes in Networks and Systems , pp. 821-836. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08093-7_54
  6. Mohd Zulkifli Muhammad, Ahmad Ridhuwan Abdullah, Noormariana Mohd Din, Azwan Abdullah, Wan Farha Wan Zulkiffli, Razman Hafifi Redzuan, Mohd Ikhwan Aziz. (2023). Factors Influencing Technopreneurs¿ Adoption of Islamic Banking Products. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 25-35. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_3
  7. Noormariana, M.D., Tengku Mohd Azizuddin Tuan Mahmood, Muhammad, M.Z., Musa, A.. (2021). The Muslim Entrepreneur¿s Doctrine towards Halal Supply Chain Management. In Lecture Notes in Networks and Systems , pp. 1819-1826. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_131
  8. Mohd Zulkifli Muhammad, Tamrin A., Noormariana, M.D., Mohd Fahmi G., Redzuan R.H.. (2021). A Model Development of Shariah Principle in E- Payment: The Case of Malaysia.. In Lecture Notes in Networks and Systems , pp. 1758-1771. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_128
  9. Mohd Zulkifli Muhammad, Mohd Nor Hakimin Yusoff, Farah Hanan Muhamad, Noormariana Mohd din, Warjio. (2021). Wasiyyah Preparation among Women Micro-entrepre- neurs using Theory of Planned Behavior (TPB). In Lecture Notes in Networks and Systems , pp. 1184-1191. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_89
  10. Din N.M., Muhammad, M. Z., Ismail M., Mahmood T.M.A.T.. (2021). The Comprehension of Maqasid Shariah Towards Cashless Tools Among Muslim Entrepreneurs. In Lecture Notes in Networks and Systems , pp. 1595 - 1604. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_117
Sumber data: MyScholar
  1. Muhammad Zulfaris Mohd Salleh, Azwan Abdullah, Mohd Nazri Zakaria, Mohd Afifie Mohd Alwi, Abdul Aziz Yaacob, Siti Amaliya Mohd Radyi, Noormariana Mohd Din, Mohd Zulkifli Muhammad, Siti Zamanira Mat Zaib, Farah Hanan Muhamad, Muhammad Firdaus Bin Zakaria. (2025). Financial Planning Literacy Among Government Employees on Retirement. In Integrating Artificial Intelligence, Security for Environmental and Business Sustainability (pp. 699-707). Springer. https://doi.org/10.1007/978-3-031-91424-9_59
  2. Salleh, M. Z. M., Abdullah, A, Nawi, N.B.C., Din N.M., Zakaria M.N., Muhammad, M. Z., Merican, Rooshihan Merican Abdul Rahim, Radyi, S. A. M.. (2024). Adoption of Fintech Among Rural Communities: Challenges and Solutions. In Studies in Systems, Decision and Control (pp. 725 - 732). Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-50939-1_58
  3. Salleh, M. Z. M., Abdullah, A, Din N.M., Zakaria M.N., Alwi, M. A. M, Merican, Rooshihan Merican Abdul Rahim, Radyi, S. A. M., Shamma, Siti Hanis Mohd. (2024). Harmonization of Islamic Financial Literacy in Understanding the Islamic Banking Services: The Case in Malaysia. In Contributions to Management Science (pp. 9 - 18). Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-48770-5_2
  4. Mohd Zulkifli Muhammad, Noormariana Mohd Din, Siti Rohana Mohamad. (2023). Chapter 1: Introduction to Islamic Banking. In Reading in Islamic Banking (pp. 1-6). Penerbit UMK.
  5. Azrul Hisyam Zulkeflle, Badariah Mat Isa, Noorani Ab Ghapar, Nurul Ayunie Jasmi, Zafirah Zazali, Noormariana Mohd Din. (2023). Chapter 6: Perception of Credit Card on Maqasid Shariah (Protection on Wealth). In Reading in Islamic Banking (pp. 61-78). Penerbit UMK.
  6. Mohd Zulkifli Muhammad, Noormariana Mohd Din, Siti Rohana Mohamad. (2023). Chapter 12: Conclusion in Reading in Islamic Banking. In Reading in Islamic Banking (pp. 191-196). Penerbit UMK.
  7. Noormariana Mohd Din, Mohammad Ismail, Azwan Abdullah, Mohd Zulkifli Muhammad, Siti Nurzahira Che Tahrim, Azizah Musa. (2023). Bab 7: The concept of turning over model on the contribution of asnaf entrepreneurs towards zakat on business. In Kemiskinan jiwa dan pembangunan asnaf (pp. 148-158). UMK Press.
  8. Noormariana Mohd Din, Mohammad Ismail, Mohd Zulkifli Muhammad, Tengku Mohd Azizudin Tuan Mahmood. (2023). Bab 8: Asnaf¿s Contribution through asnaf entrepreneurship programme: Turning over model issues. In Kemiskinan jiwa dan pembangunan asnaf (pp. 159-170). UMK Press.
  9. Nur Izzati Mohamed Nadzri, Nur Syazwani Mohd Shahimi, Nurul Safinah Mohamad Nasem, Nurul Syifa Aina Nordin, Noormariana Mohd Din. (2023). Chapter 6: Discovering the contribution effectiveness of successful Asnaf¿s entrepreneurs towards zakat institution (MAIK). In Readings in islamic social finances and economics (pp. 83-94). UMK Press.
  10. Nurul Nabilah Ishak, Nurul Natasha Ereena Jailani, Syakirah Mohd Ghouse, Wan Nur Syahirah Wan Azlan, Noormariana Mohd Din. (2023). Chapter 9: Hibah giving behaviour among academicians. In Readings in islamic social finances and economics (pp. 135-146). UMK Press.
Sumber data: MyScholar
FINANCIAL PLAINNNING LITERARCY AMONG GOVERMENT EMPLOYEES ON RETIREMENT
MEMBER · UMK-FUND · 2023
INVESTIGATING THE EFFECTIVE PROCESS OF TRANSLATION OF PATENTED RESEARCH ARTEFACTS IN UNIVERSITY INCUBATION COMMERCIALIZATION PROGRAMS
MEMBER · UMK-MATCH · 2022
MODELING THE IMPACT OF DIGITALIZATION IN ZAKAT PAYMENT TOWARDS ZAKAT COLLECTION
HEAD · UMK-FUND · 2023
MODELLING GRADUATED ASNAF ENTREPRENEUR'S BEHAVIOUR TOWARDS ZAKAT IN BUSINESS BY INTEGRATING ASNAF ENTREPRENEURIAL PROGRAMME (AEP)
HEAD · SGJP · 2017
MODELLING SHARIAH COMPLIANCE HOTEL : AN ANALYTICAL AND LEGAL APPROACH ON THE BEST PRACTICE AMONG HOTELIERS IN MALAYSIA
MEMBER · SGJP · 2016
PEMBENTUKAN PIAWAIAN PENGUKUHAN "ANDAIAN KEHENDAK TIDAK TERHAD" (ASSUMPTION OF UNLIMITED WANTS) DALAM EKONOMI ISLAM
MEMBER · FRGS · 2020
PROPOSING THE BEST PRACTICABLE MODEL IN REGULATING HALAL STANDARDS TOWARDS HOTEL INDUSTRY IN MALAYSIA.
MEMBER · FRGS · 2020
STRENGTHENING PURE MUDHARABAH CONTACTS FOR A SUSTAINABLE INVESTOR-ENTREPRENEUR ISLAMIC PROFIT SHARING IMPLEMENTATION
MEMBER · SGJP MYRA USM · 2017
INVESTIGAING THE EFFECTIVE PROCESS OF TRANSLATION OF PALENTED RESERACH ARTEFACTS IN UNIVERSITY INCUBATION COMMERCIALIZATION PROGRAMS
MEMBER · UMK-FUND · 2022
PERUNDING BAGI KEWANGAN MAAHAD TAHFIZ DARUL QURAN AL-HIDAYAH
MEMBER · 2021
ISMAZUL TRAVEL
HEAD · 2021
LANTIKAN KONSULTASI KEWANGAN
HEAD · 2021

Award(s)

2
Anugerah Perkhidmatan Cemerlang (APC) Tahun 2021 (2022)
Awarded by: Universiti Malaysia Kelantan
Anugerah Perkhidmatan Cemerlang tahun 2017 (2018)
Awarded by: Universiti Malaysia Kelantan

Research Award(s)

7
CRI
Award: GOLD · Role: Head
Exhibition: CRI
PLATFORM TRANSAKSI DIGITAL SYARIAH
Award: GOLD · Role: Member
Exhibition: CRI
gold based takaful model: g-secure
Award: SILVER · Role: Head
Exhibition: international business and management virtual innvation and invention of ideas competition 2023
Platform E dagang Tapisan Shariah
Award: SILVER · Role: Member
Exhibition: virtual Research and Innovation Exhibition
CRI
Award: SILVER · Role: Member
Exhibition: CRI
A PROPOSED NEW ¿TURNING OVER SYSTEM¿ CONTRIBUTE TO ZAKAT COLLECTION IN MALAYSIA
Award: BRONZE · Role: Head
Exhibition: VIRTUAL MELAKA INTERNATIONAL INTELLECTUAL EXPOSITION (V-MIIEX 2021)
PLATFORM TRANSAKSI DIGITAL SYARIAH
Award: BRONZE · Role: Member
Exhibition: PERTANDINGAN REKACIPTA INOVASI INTERNASIONAL & NASIONAL 2022 (PRiIN2022)

Education(s)

5
(2019) UNIVERSITI MALAYSIA KELANTAN
IJAZAH DOKTOR FALSAFAH PENGURUSAN
(2014) UNIVERSITI MALAYSIA KELANTAN
IJAZAH SARJANA KEUSAHAWANAN KEWANGAN
(2011) UNIVERSITI TEKNOLOGI MARA
IJAZAH SARJANA MUDA PENTADBIRAN PERNIAGAAN KEWANGAN
(2009) UNIVERSITI TEKNOLOGI MARA
DIPLOMA PENGURUSAN BANKING
(2005) SEK MEN TEKNIK BACHOK
SPM

Working Experience(s)

2
PART TIMER AND FULL TIME LECTURER (PTFT)
UNIVERSITI TEKNOLOGI MARA · 01-Sep-2011 - 01-Sep-2014
PART TIMER LECTURER
UNIVERSITI MALAYSIA KELANTAN · 01-Feb-2015 - 01-Jun-2015

Courses Taught

CodeDescription
ABM30603ZAKAT & TAX MANAGEMENT
ABM30903SHARIAH INVESTMENT MANAGEMENT
ABT2043PRINCIPLES OF ISLAMIC ECONOMICS
AFS2013FINANCIAL SYSTEM AND ISLAMIC BANKING
AFS2033ISLAMIC ACCOUNTING
AFS3073ISLAMIC CAPITAL MANAGEMENT
AFS3103ETHICS OF ISLAMIC FINANCE
AFS4112RESEARCH PROJECT (ISLAMIC BANKING AND FINANCE I)
AFS4113RESEARCH PROJECT (ISLAMIC BANKING AND FINANCE II)
AFS4123ISSUES AND CHALLENGES IN ISLAMIC BANKING AND FINANCE
AFS4533ZAKAT AND TAX MANAGEMENT
AFT1023FOUNDATION OF MANAGEMENT
AFT1083MICROECONOMICS
AFT2073FINANCIAL MANAGEMENT
AFT2103BUSINESS STATISTIC
AFT4012STUDENT IN ENTERPRISE PROGRAMME (SIEP)
ALS3073FINANCIAL LOGISTICS
APT 50503ISLAMIC ECONOMICS
APT3073RESEARCH METHODOLOGY
APT3083STRATEGIC ENTREPRENEURSHIP
APT4098PRACTICAL TRAINING
APT51023CORPORATE FINANCE IN ISLAMIC PARADIGM
ATF31103STUDENT ENTREPRENEURIAL EXPERIENCE (SEE)
GST7034FINANCIAL REPORTING AND CONTROL
HFT20303FINANCIAL MANAGEMENT

Supervision

ANALYSIS OF CUSTOMER SATISFACTION ON SHARIA BANKING SERVICES IN PEKANBARU
CO Supervisor for a PHD's Student
ESG (ENVIRONMENTAL, SOCIAL, AND GOVERNANCE) PERFORMANCE AND COST OF CAPITAL: EVIDENCE IN INDONESIA AND MALAYSIA
CO Supervisor for a PHD's Student
PENGARUH MOTIVASI DAN PENGALAMAN KERJA TERHADAP KINERJA KARYAWAN PERBANKAN SYARIAH PEKANBARU
CO Supervisor for a PHD's Student
RESEARCH ON FINANCIAL DEVELOPMENT, INDUSTRIAL STRUCTURE AUDIT AND REAL ECONOMIC GROWTH
MAIN Supervisor for a PHD's Student
TAX AVOIDANCE, FINANCIAL DISTRESS, AND POLITICAL CONNECTIONS: A STUDY ON THE COVID-19 PANDEMIC IN INDONESIA
MAIN Supervisor for a PHD's Student