1. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Nazri Zakaria, Mohd Zulkifli Muhammad, Siti Hanis Mohd Shamma. (2025-08-17). Aligning Financial Literacy Framework Accordance to Maqasid Shariah Principle for Malaysia's B40. Akademika , Vol. 95 (2) , pp. 171-183. https://doi.org/10.17576/akad-2025-9502-10
  2. Mohd Zulkifli Muhammad, Fatihah Mohd, Amboala T., Amin H., Yahya W.F.F., Muhammad Khalilur Rahman, Jaini A., Al-Rawashdeh M.S.. (2025-05). Shariah-Compliant E-Payment Framework in Malaysia: Integrating Fiqh, Digital Security and Regulatory Governance. Journal of Fatwa Management and Research , Vol. 30 (2) , pp. 34 - 54. https://doi.org/10.33102/jfatwa.vol30no2.638
  3. Ganti N., Kamarudin, M. K., Norzilan, N. I. M., Muhamad, N. H. N., Samat-Darawi, A. B., Ab Rahim, N. M. Z., Abdullah, A. H., Zainan, N. I. N., Rahman, N. H. A.-A., Muhammad, M. Z., Bakar, A. A.. (2024). Determinants of the inheritance behaviors among FELDA communities in Malaysia: A study using the PLS-SEM approach. Journal of Infrastructure, Policy and Development , Vol. 8(6) . https://doi.org/10.24294/jipd.v8i6.3983
  4. Hossain M.M., Adnan H.M., Rahman, M. K., Muhammad, M. Z.. (2023). Impact of Residents' Trust on Behavioral Intention to Use Social Media for E-Administration Services. Pertanika Journal of Social Sciences and Humanities , Vol. 31(3) , pp. 1219 - 1244. https://doi.org/10.47836/pjssh.31.3.16
  5. Rahman, M. K., Rana M.S., Ismail M.N., Muhammad, M. Z., Hoque M.N., Jalil M.A.. (2022). Does the perception of halal tourism destination matter for non-Muslim tourists¿ WOM? The moderating role of religious faith. International Journal of Tourism Cities , Vol. 18(2) , pp. 478-496. https://doi.org/10.1108/IJTC-12-2019-0207
  6. Amin H., Ramayah T., Suhartanto D., Ali M., Razak D.A., Muhammad, M. Z.. (2022). Investing in Islamic Fixed Deposit Accounts: A Technology Acceptance Model Perspective. International Journal of Business and Society , Vol. 23(2) , pp. 786 - 801. https://doi.org/10.33736/IJBS.4838.2022
  7. Nawi, N.B.C., Mamun A.A., Isa Yusoff Y.Z.M, Salameh A.A., Muhammad, M. Z., Hayat, N.. (2021). Motivation towards adoption of internet of things (Iot) services in retailing among malaysian youth. Malaysian Journal of Consumer and Family Economics , Vol. 26 , pp. 158 - 180.
  8. Mahathir Muhamad, Mohammad Ismail, Mohd Nazri Muhayiddin, Zul Karami Che Musa, Hasannuddiin Hassan, Mohd Zulkifli Muhammad. (2026-03). Technology Continuation of On-Demand Platform Usage among E-Hailing Drivers In Malaysia: A Conceptual Framework Integrating UTAUT and Reliability. Journal of Islamic, Social, Economics and Development (JISED) , Vol. 11(81) , pp. 187-194. https://doi.org/10.55573/JISED.118116
  9. Amni Mohd Adnan, AZWAN ABDULLAH, Mohd Zulkifli Muhammad, Putri Jamilah. (2025-12). Financial Well-Being among Fisabilillah Zakat Recipients in Public Universities: An Analysis on Expenses Management. The Journal of Muamalat and Islamic Finance Research (JMIFR) , Vol. 22 (2) , pp. 1-13. https://doi.org/10.33102/jmifr.669
  10. Hanudin Amin, Muhsinah Hasanar Kunju, Dwi Suhartanto, Mohd Zulkifli Muhammad. (2025-09). E-Wallet-Based Cash Waqf Giving Behaviour in Malaysia. Progress in Islamic Banking and Finance , Vol. 1 (1) , pp. 13-29. https://doi.org/10.37934/piibf.1.1.11329
  11. Umi Naswah Athirah Rahmat, Haneffa Muchlis Gazali, Mohd Zulkifli Muhammad. (2025-07-03). Determinants of consumer preference for Gold-I Investment: A Malaysian case study. Malaysian Journal of Business and Economics (MJBE) , Vol. 12 (1) , pp. 58-69. https://doi.org/10.51200/mjbe.v12i1.6578
  12. Khaulah Hilaluddin, Mohd Nazri Muhayiddin, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh, Khairulnazrin Nasir, Anis Amira Ab Rahman. (2025-07). Islamic Entrepreneurship: Al-Amin (Trustworthiness) and Al-Shidq (Truthfulness) as Personal Branding. Indonesian Journal of Islamic Economics and Finance , Vol. 5 (2) , pp. 493-508. https://doi.org/10.37680/ijief.v5i2.8431
  13. Amni Mohd Adnan, Azwan Abdullah, Mohd Zulkifli Muhammad. (2025-06). Financial Wellbeing, Financial Literacy and Expenses Management among Undergraduate Students. Advanced International Journal of Business, Entrepreneurship and SME's (AIJBES) , Vol. 7 (24) , pp. 224-236. https://doi.org/10.35631/AIJBES.724015
  14. Azila Jaini, Juliana Mohamed Abdul Kadir, Norbaiti Tukiman, Muhamad Khodri Kholib Jati, Mohd Zulkifli Muhammad, Aflah Isa. (2025-06). Does Muslim Consumers Purchase Green Cosmetics? A PLS-SEM Approach. Advanced International Journal of Business, Entrepreneurship and SME's (AIJBES) , Vol. 7 (24) , pp. 53-66. https://doi.org/10.35631/AIJBES.724004
  15. Muhammad Shahrim Sehak, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh, Nurul Faizah Halim. (2025-06). Shariah-Compliant Digital Gold Saving: A Bibliometric Analysis. The Journal of Muamalat and Islamic Finance Research (JMIFR) , Vol. 22 (1) , pp. 134-145. https://doi.org/10.33102/jmifr.645
  16. Mohd Zulkifli Muhammad, Mohd Fahmi Ghazali, Tamrin Amboala, Abdul Kamal Char. (2024-06-27). Exploring Hibah Practices among Muslim Entrepreneurs in Kelantan. LABUAN E-JOURNAL OF MUAMALAT AND SOCIETY , Vol. 18 , pp. 81-93.
  17. Khaulah Hilaluddin, Muhayiddin, M.N., Muhammad, M. Z., Anis Amira Ab Rahman. (2024-05-01). Keusahawanan Islam: Satu Kajian terhadap Kisah Telaga Wakaf Saidina Uthman R.A.. RABBANICA ¿ Journal of Revealed Knowledge , Vol. 5(1) , pp. 29-47.
  18. Mahathir Muhamad, Sandhya Parameswaran, Abd Aziz Mat Hassan, Zul Karami Che Musa, Mohd Zulkifli Muhammad, Muhammad Naqib Mat Yunoh. (2024). Purchase intention towards online food delivery applications among youths in Malaysia. Journal of Islamic, Social, Economics and Development (JISED) , Vol. 9(68) , pp. 61-69. https://doi.org/10.55573/JISED.096806
  19. Abd Aziz Mat Hassan, Mahathir Muhamad, Zul Karami Che Musa, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad, Izzah Najwa Binti Rozaid. (2024). Customer Satisfaction Using Sea Shipping in Malaysia. International Journal of Accounting, Finance and Business (IJAFB) , Vol. 9(58) , pp. 1-10. https://doi.org/10.55573/IJAFB.095801
  20. Farah Hanan Muhamad, Fatin Nabilah Sahri, Fatin Noor Diana Rohazey, Fatin Nor Afiza Mohd Ghozali, Fatin Nurfatihah Ezaty Amir, Mohd Zulkifli Muhammad. (2023). Assessing the Need of Financial Protectionamong Takaful Participants. Al Qimah Al Mudhafah The Journal of Management and Science (ALQIMAH) , Vol. 7(1) , pp. 54-62.
  21. Noormariana Mohd Din, Mohd Zulkifli Muhammad, Azwan Abdullah, Ahmad Ridhuwan Abdullah, Caturida Meiwanto Doktoralina. (2023). The Spiritual's Post-Covid Asnaf Entrepreneurs Toward Zakat on Business. KnE Social Sciences , Vol. 1 , pp. 656-661. https://doi.org/10.18502/kss.v8i12.13713
  22. Zulkifli, Mohd Zulkifli Muhammad, Fendi Saputra, Sigit Mareta, Caturida Meiwanto Doktoralina. (2023). Leverage as Intervening Variable of Profitability Post-pandemic (Covid-19). KnE Social Sciences , pp. 231-241. https://doi.org/10.18502/kss.v8i12.13673
  23. Farah Hanan Muhamad, Mohd Zulkifli Muhammad, Muhammad Imran Mohd Zuhuri, Nur Syazwina Md Ibrahim, Nurul Amira Amat Amran, Nurul Aisyaa Syafiqa Mohd Zaki, Caturida Meiwanto Doktoralina. (2023). Assessing Factors Contribute to Unclaimed Properties in Selangor--Post-pandemic Scenario. KnE Social Sciences , pp. 662-675. https://doi.org/10.18502/kss.v8i12.13714
  24. Meng Xiangfu, Mohd Zulkifli Muhammad, Ahmad Ridhuwan Abdullah, NurHaiza Nordin. (2023). Issues and Suggestions on RMB Internationalization. Journal of Entrepreneurship and Business , Vol. 11(2) , pp. 120-130. https://doi.org/10.17687/jeb.v11i2.1050
  25. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Zulkifli Muhammad, Adibah Alawiah Osman. (2022). Financial Planning as Catalyst for Poverty Eradication Among B40 in Malaysia. Journal of Wealth Management & Financial Planning (JWMFP) , Vol. 9 , pp. 57-66.
  26. Hazriah Hasan, Farah Hanan Muhamad, Mohd Zulkifli Muhammad. (2022). Manoeuvering through the Dilemma of Marketing Positioning In the Frozen Food Business. INTERNATIONAL JOURNAL OF ENTREPRENEURSHIP CASE STUDY (IJECS) , Vol. 1 .
  27. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Nazri Zakaria, Rooshihan Merican Abdul Rahim Merican, Noormariana Mohd din, Mohd Zulkifli Muhammad, Mohd Ikhwan Aziz, Azizi Abu Bakar. (2021-12). Business Zakat As Poverty Eradication Mechanism. Journal of Management Information and Decision Sciences , Vol. 24(6) Special Issue , pp. 1-7.
  28. Wan Farha Wan Zulkiffli, Nik Alif Amri Nik Hashim, Munirah Manshar, Derweanna Bah Simpong, Nur Izzati Mohamad Anuar, Mohd Zulkifli Muhammad, Nur Dalila Yusoff. (2021). Do Service Quality, Price, and Comfort Affect Consumer Satisfaction: The Study of Ride-Hailing Services in Malaysia. Journal of Contemporary Issues in Business and Government , Vol. 27(2) , pp. 4562-4571. https://doi.org/10.47750/cibg.2021.27.02.482
Sumber data: MyScholar
  1. Norfazlirda Hairani, Mohamad Hazeem Mohmad Sidik, Lu Man Hong, Mohd Zulkifli Muhammad, Nadia Hanum Amiruddin, Nik Syuhailah Nik Hussin, Nur Fadiah Mohd Zawawi. (2026-07). Unlocking Competitive Advantage Through Physical and Relational Resources: The Mediating Role of Performance Expectancy in the Retail Industry. In The 3rd International Conference on Hospitality, Tourism and Wellness (ICoHoTS 2025) , pp. 90-94. UMK Press.
  2. Raja Suzana Raja Kasim, Mohd Zulkifli Muhammad, Azman W.F.A.C., Ariffin W.N.M., Hazrina Hasbolah, Rooshihan Merican Abdul Rahim Merican. (2026). Critical Success Factors in Fintech Ecosystems: A Framework for Application-Based Payment Platforms. In Springer Proceedings in Business and Economics , pp. 555-572. Springer Nature. https://doi.org/10.1007/978-981-95-6415-6_36
  3. Noormariana Mohd Din, Muhammad Zulfaris Mohd Salleh, Mohd Zulkifli Muhammad, Wahyi Busyro. (2025-08-07). The Accomplishment of Da'wah in Integrating Islamic Value into the Cultural Orang Asli of Malaysia. In International Conference on Islamic Economics (ICIE) , pp. 159-164. Universitas Islam Negeri (UIN) KH. Abdurrahman Wahid Pekalongan, Indonesia.
  4. Muhammad Ulin Nuha, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh. (2025-07). Halal Tourism as a Business Opportunity for Farmers: Strategic Integration to Increase Local Income in Pati Regency, Central Java Province, Indonesia. In MENA Region Entrepreneurship Conference (MENA REC 2024) , pp. 934¿946. Springer. https://doi.org/10.1007/978-3-031-92942-7_61
  5. Raja Suzana Raja Kasim, Wan Fariza Azima Che Azman, Rooshihan Merican Abdul Rahim Merican, Mohd Zulkifli Muhammad, Wan Nor Munirah Ariffin, Hazrina Hasbolah. (2025). The Mediating Role of Technology Adoption in Enhancing Socio-Economic Values in Malaysian Fintech Organizations. In MENA Region Entrepreneurship Conference (MENA REC 2024) , pp. 27¿37. Springer, Cham. https://doi.org/10.1007/978-3-031-92942-7_3
  6. Jaini, Azila, Noor, Jannah Munirah Mohd, Noh, Mohd Khairul Ariff, Isa, Aflah, Shafee, C. T. Munnirah Niesha Mohd, Mohd Zulkifli Muhammad. (2025). Does Muslim Exhibit Green Purchase Behavior? A Study on Green Cosmetics Purchases in Malaysia. In Lecture Notes in Networks and Systems , pp. 57 - 67. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-032-00441-3_6
  7. Abdullah, A., Salleh, M. Z. M., Zakaria M.N., Din N.M., Aziz M.I., Muhammad, M. Z.. (2023). Achieving Islamic Financial Literacy in Malaysia: Issues and Challenges. In Lecture Notes in Networks and Systems , pp. 889 - 896. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08084-5_64
  8. Azrul Iskandar, Balqis Sofea, Batrisyia, Dayang Marinah, Mohd Zulkifli Muhammad. (2023). Ecommerce Trends During Covid-19 In Malaysia. In Entrepreneurship and Business Colloquium 2022/2023 , pp. 23-41. Faculty of Entrepreneurship and Business.
  9. Farah Fakhira Ibrahim, Farah Hazwani A.Wahab, Farhah Haziqah Zul Kamal, Fathi Farhani Nordin, Mohd Zulkifli Muhammad. (2023). Developing Shariah Screening Methodologies For Cryptocurrency. In Entrepreneurship and Business Colloquium 2022/2023 , pp. 93-101. Faculty of Entrepreneurship and Business.
  10. Fazal S.A., Zainol, N. R., Mustapa W.N.W., Al Mamun A., Salameh A.A., Muhammad, M. Z.. (2023). Economic Vulnerability, Orientations and Performance: a study among Micro-enterprises in Kelantan, Malaysia. In Lecture Notes in Networks and Systems , pp. 445 - 462. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08090-6_28
  11. Nurshadira M.R., Mukhtar, D., Muhammad, M. Z.. (2023). Local custom compliance strategies: Halal tourism competitive advantage. In AIP Conference Proceedings . American Institute of Physics Inc.. https://doi.org/10.1063/5.0116338
  12. Ghazali M.F., Muhammad, M. Z., Ahmad N., Rathakrishnan B.. (2023). The determinants of happiness: Evidence from a panel data approach. In AIP Conference Proceedings . American Institute of Physics Inc.. https://doi.org/10.1063/5.0117342
  13. Mohd Zulkifli Muhammad, Siti Nurzahira Che Tahrim, Tahirah Abdullah, Zul Karami Che Musa, Hanudin Amin, Mohd Nor Hakimin Yusoff, Md Zaki Muhamad Hasan. (2023). Awareness of Islamic Financial Planning Among Science and Technology Students in Higher Learning Institutions. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 689¿699. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_59
  14. Tamrin Amboala, Mohd Zulkifli Muhammad, Haneffa Muchlis Gazali, Esmadi Abu Seman, Mohd Rushdan Yasoa', Soffri Yussof. (2023). Technology Entrepreneurship and Commercialisation of Computing Artefacts in University Incubator Programme. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 701¿718. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_60
  15. Nur Hasyirah Mohd Marzuki, Siti Nurzahira Che Tahrim, Mohd Zulkifli Muhammad. (2023). Refining Pawah System Using Mudarabah Concept. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 383¿392. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_33
  16. Mohd Zulkifli Muhammad, Ahmad Ridhuwan Abdullah, Noormariana Mohd Din, Azwan Abdullah, Wan Farha Wan Zulkiffli, Razman Hafifi Redzuan, Mohd Ikhwan Aziz. (2023). Factors Influencing Technopreneurs¿ Adoption of Islamic Banking Products. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 25-35. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_3
  17. Mohd Zulkifli Muhammad, Tamrin Amboalo, Dzulkifli Mukhtar, Mahathir Muhamad, Muhammad Naqib Mat Yunoh, Mohd Fahmi Ghazali, Abd Aziz Mat Hassan. (2023). Technological Entrepreneurship for University Research Outcomes. In Lecture Notes in Networks and Systems , pp. 719-738. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08090-6_45
  18. Mahathir Muhamad, Mohd Zulkifli Muhammad, Muhammad Naqib Mat Yunoh, Zul Karami Che Musa, Abd Aziz Mat Hassan, Ahmad Ridhuwan Abdullah, Fatihah Mohd. (2023). The Causation of Online Game Addiction Among University Student. In Lecture Notes in Networks and Systems , pp. 1025-1033. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08090-6_69
  19. Mohd Zulkifli Muhammad, Farah Hanan Muhamad, Caturida Meiwanto Doktoralina, Dzulkifli Mukhtar, Mohd Fahmi Ghazali, Muhammad Khalilur Rahman, Noormariana Mohd din. (2023). Online Banking of Islamic Banks: The Customer¿s Perceptions in Kelantan. In Lecture Notes in Networks and Systems , pp. 859-873. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08084-5_62
  20. Mohd Zulkifli Muhammad, Muhammad Naqib Mat Yunoh, Farah Hanan Muhamad, Noor Raihani Zainol, Noormariana Mohd din, Mohd Rushdan Yasoa', Ahmad Ridhuwan Abdullah, Nur Fairus Abd Hamid. (2023). The Assumption of Unlimited Human Wants (AUHW) in Islamic Economics: A Tasawur Perspective. In Lecture Notes in Networks and Systems , pp. 907-924. Springer Nature. https://doi.org/10.1007/978-3-031-08084-5_66
  21. Mohd Zulkifli Muhammad, Siti Rohana Mohamad, Mohd Afifie Mohd Alwi, Yusrinadini Zahirah Md Isa Yusuff, Siti Salwani Abdullah, Dzulkifli Mukhtar, Md Zaki Muhamad Hasan. (2023). Practices of Hibah (Inter Vivos Gift) Among Technopreneurs in Kelantan. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 37-48. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_4
  22. Tahirah Abdullah, Siti Afiqah Zainuddin, Siti Salwani Abdullah, Amira Jamil, Nur Farahiah Azmi, Mohd Zulkifli Muhammad. (2023). Accounting Via Accountability Influences the Reconstruction of Capital Accumulation: A Qualitative Study of Muslim Family Business. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 209¿220. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_19
  23. Ahmad Ridhuwan Abdullah, Zul Karami Che Musa, Siti Salwani Abdullah, Mohd Zulkifli Muhammad, Mahathir Muhamad, Mohd Safwan Ghazali, Muhammad Naqib Mat Yunoh. (2023). Effects of Digital Financial Literacy Towards Online Buying Behaviours Among Students During COVID-19 Pandemic. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 669¿677. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_57
  24. Siti Rohana Mohamad, Nur Farahiah Azmi, Mohd Zulkifli Muhammad, Hasannuddiin Hassan, Amira Jamil, Siti Salwani Abdullah, Tahirah Abdullah. (2023). Factors Affecting Online Cash Waqf Adoption Among Muslim Donors in Kelantan. In InCEBT: International Conference on Entrepreneurship, Business and Technology , pp. 633¿643. Springer Singapore. https://doi.org/10.1007/978-981-99-2337-3_54
  25. Hilaluddin K., Muhayiddin, M.N., Muhammad, M. Z., Rahman A.A.. (2022). Exploring Entrepreneurship Theories Within Religious Perspective Based on al-Kutub al-Tis¿ah: A Proposed Model. In Lecture Notes in Networks and Systems , pp. 999 - 1011. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08087-6_69
  26. Wan Farha Wan Zulkiffli, Siti Afiqah Zainuddin, Nur Izzati Mohamad Anuar, Nadzirah Mohd Said, Mohd Zulkifli Muhammad, Hazzyati Hashim. (2022). The Influence of Electronic Word-of-Mouth Communication on Consumer Purchase Intention. In Lecture Notes in Networks and Systems , pp. 957-968. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-08087-6_66
  27. Khaulah Hilaluddin, MOHD NAZRI MUHAYIDDIN, Mohd Zulkifli Muhammad, Anis Amira Ab Rahman. (2021-08-10). Teori Keusahawanan Dari Perspektif Keagamaan: Kajian Terhadap al-Kutub al-Tis'ah. In FKP Postgraduate Research Colloquium 2021 , pp. 56-62. Faculty of Entrepreneurship and Business.
  28. Zulkifli M.M., Hanudin A., Farha W.Z.W., Azwan A., Redzuan R.H., Mahathir M., Ratna H.R.. (2021-07). Unlimited human wants: The critical view from Islamic economics perspective. In AIP Conference Proceedings , pp. 1 - 9. American Institute of Physics Inc.. https://doi.org/10.1063/5.0051625
  29. Mohd Zulkifli Muhammad, Farah Hanan Muhamad, Caturida Meiwanto Doktoralina, Dzulkifli Mukhtar, Mohd Fahmi Ghaz- ali, Muhammad Khalilur Rahman. (2021-06). Internet Banking of Islamic Banks: Issues of Security and Privacy. In Society 5.0 , pp. 142-156. https://doi.org/10.5281/zenodo.5203070
  30. Farah Hanan Muhamad, Mohd Zulkifli Muhammad, Siti Fariha Muhamad, Nur Syafiqah A. Samad. (2021-06). Awareness on Financial Cybercrimes among Youth: Experience, Exposure and Effect. In First International Conference on Society 5.0 , pp. 296 - 309. Society 5.0 Conference.
  31. Nur Fairus Abd Hamid, Mohd Zulkifli Muhammad, Dzulkifli Mukhtar, Mohd Fahmi Ghazal. (2021-06). Islamic Economic Assumptions in the Context of Islamic Tasawur: A Preliminary Discussion. In Society 5.0 , pp. 64-72. https://doi.org/10.5281/zenodo.5182209
  32. Muhamad S.F., Muhamad, F.H., Rahman A.H.A., Muhammad, M. Z., Samad, N.S.A., Bahari N.. (2021). A review on the influence of corporate governance mechanisms on earnings quality of banks. In Lecture Notes in Networks and Systems , pp. 1550-1562. Springer Nature Switzerland AG. https://doi.org/10.1007/978-3-030-69221-6_114
  33. Muhammad, M. Z., Abdullah, A.R., Muhamad, M., Yunoh M.N.M., Musa Z.K.C., Hassan A.A.M., Muhamad S.F.. (2021). Factors Affecting the Perceived Level of Stress Among Students Taking Entrepreneurship Program in a Public University in Malaysia. In Lecture Notes in Networks and Systems , pp. 2074 - 2081. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_149
  34. Muhamad, F.H., Muhammad, M. Z., Nawi N.C., Hairani N., Ahmad W. A. W. (2021). An Empirical Analysis on Customer Satisfaction in Takaful Products. In Lecture Notes in Networks and Systems , pp. 478-490. Springer Nature.
  35. Mohd Fahmi Ghazali, N. F. Mohd Ussdek, H. Amin, Mohd Zulkifli Muhammad. (2021). Gold and Inflation in Canada: A Time-Varying Perspective. In Lecture Notes in Networks and Systems , pp. 1108-1128. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_84
  36. Mohd Zulkifli Muhammad, Farah Hanan Muhamad, Mahathir Muhamad, Wan Mohd Yusuff Wan Ibrahim, Teuku Meldi Kesuma. (2021). Why Kelantan Entrepreneurs Prefer Takaful Over Conventional Insurance?. In Lecture Notes in Networks and Systems , pp. 1146-1152. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_86
  37. Mohd Zulkifli Muhammad, Mohd Nor Hakimin Yusoff, Farah Hanan Muhamad, Noormariana Mohd din, Warjio. (2021). Wasiyyah Preparation among Women Micro-entrepre- neurs using Theory of Planned Behavior (TPB). In Lecture Notes in Networks and Systems , pp. 1184-1191. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_89
  38. Mohd Zulkifli Muhammad, Tamrin A., Noormariana, M.D., Mohd Fahmi G., Redzuan R.H.. (2021). A Model Development of Shariah Principle in E- Payment: The Case of Malaysia.. In Lecture Notes in Networks and Systems , pp. 1758-1771. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_128
  39. Farah Hanan Muhamad, Mohd Zulkifli Muhammad, Noorshella Che Nawi, Hazriah Hasan, Siti Rohana Mohamad. (2021). The Usage of Cashless Transaction in University Community in Pengkalan Chepa City. In Lecture Notes in Networks and Systems , pp. 1988¿1998.. The International Conference on Business and Technology (ICBT 2020). https://doi.org/https://dx.doi.org/10.1007%2F978-3-030-69221-6_143
  40. Noormariana, M.D., Tengku Mohd Azizuddin Tuan Mahmood, Muhammad, M.Z., Musa, A.. (2021). The Muslim Entrepreneur¿s Doctrine towards Halal Supply Chain Management. In Lecture Notes in Networks and Systems , pp. 1819-1826. Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-030-69221-6_131
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  1. Siti Rohana Mohamad, Tahirah Abdullah, Nur Farahiah Azmi, Siti Zamanira Mat Zaib, Muhammad Zulfaris Mohd Salleh, Nurnaddia Nordin, Nurhaiza Nordin, Mohd Zulkifli Muhammad. (2025-12). Zakat and Waqf: Catalysts for Sustainable Islamic Social Finance. Faculty of Entrepreneurship and Business, Universiti Malaysia Kelantan, Kelantan.
  2. Nur Farahiah Azmi, Tahirah Abdullah, Siti Rohana Mohamad, Siti Zamanira Mat Zaib, Nurhaiza Nordin, Nurnaddia Nordin, Muhammad Zulfaris Mohd Salleh, Mohd Zulkifli Muhammad. (2025-12). Digital Finance and Cyber Security Navigating Trust and Risk in the Financial Technology Era. Faculty of Entrepreneurship and Business, Universiti Malaysia Kelantan, Kelantan.
  3. Tahirah Abdullah, Siti Rohana Mohamad, Siti Zamanira Mat Zaib, Nur Farahiah Azmi, Nurhaiza Nordin, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh, Nurnaddia Nordin. (2025-11). Financial Literacy, Planning and Behavior in Contemporary Society. FKP.
  4. Mohd Zulkifli Muhammad, Nurhaiza Nordin, Siti Zamanira Mat Zaib, Nurnaddia Nordin, Tahirah Abdullah, Nur Farahiah Azmi, Siti Rohana Mohamad, Muhammad Zulfaris Mohd Salleh. (2025-11). Faith, Finance, and Fintech: Navigating Islamic Banking in the Digital Era. Faculty of Entrepreneurship and Business (FKP), UMK.
  5. Nurhaiza Nordin, Nurnaddia Nordin, Siti Zamanira Mat Zaib, Siti Rohana Mohamad, Tahirah Abdullah, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh, Nur Farahiah Azmi. (2025-09). Holistic Insights Into Malaysian Students: Mental Wellness, Financial Practices, and Entrepreneurial Readiness. Faculty of Entrepreneurship and Business (FKP), UMK.
  6. Nurnaddia Nordin, Nurhaiza Nordin, Siti Zamanira Mat Zaib, Siti Rohana Mohamad, Tahirah Abdullah, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh, Nur Farahiah Azmi. (2025-09). The Dynamics of Islamic Banking: Highlighting Issues Through Visual Research. Faculty of Entrepreneurship and Business (FKP), UMK.
  7. Nur Farahiah Azmi, Siti Rohana Mohamad, Siti Zamanira Mat Zaib, Nurhaiza Nordin, Nurnaddia Nordin, Muhammad Zulfaris Mohd Salleh, Mohd Zulkifli Muhammad. (2024). Advancing Social Islamic Finance: Lessons from Zakat and Waqf in Malaysia. Faculty of Entrepreneurship and Business, UMK.
  8. Nurnaddia Nordin, Nurhaiza Nordin, Siti Zamanira Mat Zaib, Siti Rohana Mohamad, Nur Farahiah Azmi, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh. (2024). Digital Payment Dynamics: Exploring Factors Affecting Cyber Security Awareness and Financial Instrument Usage among Malaysian. Faculty of Entrepreneurship and Business, UMK.
  9. Nurhaiza Nordin, Nurnaddia Nordin, Siti Zamanira Mat Zaib, Siti Rohana Mohamad, Nur Farahiah Azmi, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh. (2024). Insights into Financial Behavior: Exploring Factors and Impacts on Student and Communities. Faculty of Entrepreneurship and Business, UMK.
  10. Siti Zamanira Mat Zaib, Nurhaiza Nordin, Nurnaddia Nordin, Siti Rohana Mohamad, Nur Farahiah Azmi, Mohd Zulkifli Muhammad, Muhammad Zulfaris Mohd Salleh. (2024). Islamic Banking and Finance: New Revolution and Challenges. Faculty of Entrepreneurship and Business, UMK.
  11. Siti Rohana Mohamad, Nur Farahiah Azmi, Siti Zamanira Mat Zaib, Nurhaiza Nordin, Nurnaddia Nordin, Muhammad Zulfaris Mohd Salleh, Mohd Zulkifli Muhammad. (2024). Essential Readings in Islamic Banking and Finance. Faculty of Entrepreneurship and Business, UMK.
  12. Muhammad Zulfaris Mohd Salleh, Mohd Zulkifli Muhammad, Siti Zamanira Mat Zaib, NurHaiza Nordin, Nurnaddia Nordin, Siti Rohana Mohamad, Nur Farahiah Azmi. (2024). Poster Power Impactful Final Year Project Presentation. Faculty of Entrepreneurship and Business, UMK.
  13. Mohd Zulkifli Muhammad, Noormariana Mohd Din, Siti Rohana Mohamad. (2023). Readings in Islamic Banking. UMK Press.
  14. Mohd Zulkifli Muhammad, Azwan Abdullah, Farah Hanan Muhamad. (2023). Readings in Islamic Business and Entrepreneurship. UMK Press.
  15. Mohd Zulkifli Muhammad, Hazriah Hasan, Nur Farahiah Azmi. (2023). Readings in Islamic Social Finances and Economics. UMK Press.
  16. Mohd Zulkifli Muhammad, Hazriah Hasan, Nur Farahiah Azmi. (2023). Readings in islamic social finances and economics. UMK Press.
  17. Ahmad Ridhuwan Abdullah, Mohd Zulkifli Muhammad, Nurnaddia Nordin, Nordin Nurhaiza, Siti Zamanira Mat Zaib, Siti Salwani Abdullah, Noor Raihani Zainol. (2022). Postgraduate Colloqium 2022 the Role of Entrepreneurship and Marketing towards Business Success. Fakulti Keusahawanan dan Perniagaan.
  18. Nik Noorhazila Nik Mud, Nurnaddia Nordin, Nordin Nurhaiza, Mohd Zulkifli Muhammad. (2022). The 2020 Undergraduate Colloquium on Retailing (TUC Retailing 2020). Faculty of Entrepreneurship and Business, Universiti Malaysia Kelantan.
  19. NurHaiza Nordin, Nurnaddia Nordin, Siti Zamanira Mat Zaib, Ahmad Ridhuwan Abdullah, Mohd Zulkifli Muhammad, Siti Salwani Abdullah, Noor Raihani Zainol. (2022). Postgraduate Colloqium Proceeding 2022: Sustainaible Finance, Accounting and Role of Islamic Banking. Fakulti Keusahawanan dan Perniagaan, UMK.
  20. Siti Salwani Abdullah, Noor Raihani Zainol, NurHaiza Nordin, Nurnaddia Nordin, Siti Zamanira Mat Zaib, Ahmad Ridhuwan Abdullah, Mohd Zulkifli Muhammad. (2022). Postgraduate Colloqium 2022: The Important of Logistic and Management. Fakulti Keusahawanan dan Perniagaan.
  21. Muhammad, M.Z.. (2020). EKONOMI MENURUT TASAWUR ISLAM Perbincangan Terhadap Andaian. Penerbit UMK.
  22. Kamarudin, M.K., Muhammad, M. Z., Mohd Din, N.. (2020). The 2019 Undergraduate Colloquium on Islamic Banking and Finance (TUC Islamic Banking and Finance 2019). Faculty of Entrepreneurship and Business, Universiti Malaysia Kelantan.
Sumber data: MyScholar
  1. Muhammad Zulfaris Mohd Salleh, Azwan Abdullah, Mohd Nazri Zakaria, Mohd Afifie Mohd Alwi, Abdul Aziz Yaacob, Siti Amaliya Mohd Radyi, Noormariana Mohd Din, Mohd Zulkifli Muhammad, Siti Zamanira Mat Zaib, Farah Hanan Muhamad, Muhammad Firdaus Bin Zakaria. (2025). Financial Planning Literacy Among Government Employees on Retirement. In Integrating Artificial Intelligence, Security for Environmental and Business Sustainability (pp. 699-707). Springer. https://doi.org/10.1007/978-3-031-91424-9_59
  2. Syed Azlan Aljaffree Syed Khadzil, Mohd Rushdan Yasoa', Siti Fariha Muhamad, Siti Afiqah Zainuddin, Mohd Zulkifli Muhammad, Nor Raihana Asmar Mohd Noor. (2025). The Effect of Environmental, Social and Governance (ESG) Practices on Brand Trust and Customer Engagement. In Integrating Artificial Intelligence, Security for Environmental and Business Sustainability (pp. 753-760). Springer. https://doi.org/10.1007/978-3-031-91424-9_64
  3. Rahman, M. K., Zailani, Suhaiza, Muhammad, M. Z.. (2024-04-16). Islamic management practices: An-nur specialist hospital. In Islamic Operations Management: Theories and Applications (pp. 287-301). Taylor and Francis. https://doi.org/10.4324/9781003289050-23
  4. Lisman M., Muhammad, M. Z., Abdullah, A, Salleh, M. Z. M., Salleh M.. (2024). The Effect of Fintech on Indonesian Banking Business Model. In Studies in Systems, Decision and Control (pp. 733 - 744). Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-50939-1_59
  5. Hilaluddin, Khaulah, Muhayiddin, M.N., Muhammad, M. Z., Anis Amira Ab Rahman. (2024). Islamic Entrepreneurship: A Systematic Literature Review. In Contributions to Management Science (pp. 1-8). Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-48770-5_1
  6. Mohd Zulkifli Muhammad, Mohd Fahmi Ghazali, Hanudin Amin. (2024). E-Dompet Menurut Perspektif Islam. In E-Dompet: Penggunaan dan Perkembangan (pp. 63-79). Penerbit UKM.
  7. Safitri, K.I, Darmayanti, N, Abdullah, A.R., Abdullah, S. S., Muhammad, M. Z., Azmi, N.F, Mohamad, S.R. (2024). The Effects of Profits and Cash Flow on Financial Distress Conditions: An Analysis of LQ45 Companies Listed on the IDX from 2020 to 2022. In Opportunities and Risks in AI for Business Development (pp. 15 - 26). Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-65203-5_2
  8. Mohd Fahmi Ghazali, Vanessa Tan Rin Shen, Mohd Zulkifli Muhammad. (2024). Penggunaan E-Dompet semasa COVID-19. In E-Dompet: Penggunaan dan Perkembangan (pp. 103-124). Penerbit UKM.
  9. Salleh, M. Z. M., Abdullah, A, Nawi, N.B.C., Din N.M., Zakaria M.N., Muhammad, M. Z., Merican, Rooshihan Merican Abdul Rahim, Radyi, S. A. M.. (2024). Adoption of Fintech Among Rural Communities: Challenges and Solutions. In Studies in Systems, Decision and Control (pp. 725 - 732). Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-50939-1_58
  10. Abdullah, A., Muhammad, M. Z., Zakaria M.N., Aziz M.I., Wan Ahmad Amir Zal Wan Ismail, Kamarudin M.K., Shamma H.. (2024). From Scarcity to Prosperity: Nurturing Financial Well-Being in Community Affected by Poverty. In Studies in Systems, Decision and Control (pp. 153 - 164). Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-50939-1_13
  11. Nur Suhaida Bakar, Nur Syafiqah Asmarani, Nur Syamilah Idris, Nur Syamimi Maamor, Mohd Zulkifli Muhammad. (2023). Chapter 8: Islamic Financial Planning among University Malaysia Kelantan¿s Students. In Readings in Islamic Business and Entrepreneurship (pp. 107-222). UMK Press.
  12. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Nazri Zakaria, Hassan Hasannuddin, Rooshihan Merican Abdul Rahim Merican, Mohd Ikhwan Aziz, Mohd Zulkifli Muhammad, Siti Hanis Mohd Shamma. (2023). Financial Planning Literacy Among Retirees: Issues and Challenges. In Finance, Accounting and Law in the Digital Age. (pp. 541¿551). Springer Science and Business Media Deutschland GmbH. https://doi.org/10.1007/978-3-031-27296-7_50
  13. Mohd Zulkifli Muhammad, Mohd Afifie Mohd Alwi, Syed Azlan Aljaffree Syed Khadzil. (2023). Chapter 2: Islamic Business Ethics in Small and Medium Enterprises (SMEs). In Readings in Islamic Business and Entrepreneurship (pp. 9-26). UMK Press.
  14. Mohd Zulkifli Muhammad, Azwan Abdullah, Farah Hanan Muhamad. (2023). Chapter 1: Introduction to Islamic Business and Entrepreneurship. In Readings in Islamic Business and Entrepreneurship (pp. 1-8). UMK Press.
  15. Mohd Zulkifli Muhammad, Azwan Abdullah, Farah Hanan Muhamad. (2023). Chapter 15: Conclusion of Readings in Islamic Business and Entrepremeurship. In Readings in Islamic Business and Entrepreneurship (pp. 231-234). UMK Press.
  16. Nur Athirah Mohd Aluwi, Noorul Azwin Md Nasir, Hafiza Aishah Hashim, Mohd Zulkifli Muhammad, Noorshella Che Nawi, Mohd Nor Hakimin Yusoff. (2023). Corporate Ethics and Financial Reporting Quality: A Thematic Analysis from Accountants¿ Perspectives. In Finance, Accounting and Law in the Digital Age (pp. 81-91). Springer Science and Business Media Deutschland GmbH. https://doi.org/14311941
  17. Mohd Zulkifli Muhammad, Hazriah Hasan, Nur Farahiah Azmi. (2023). Chapter 13: Conclusion (Readings in islamic social finances and economics). In Readings in islamic social finances and economics (pp. 195-198). UMK Press.
  18. Nur Fahda Ibrahim, Nur Faraleysa Khalid, Nur Fardiah Fauzi, Nur Fazira Faisal, Mohd Zulkifli Muhammad. (2023). Chapter 5: The understanding and practices of hibah among Muslimpreneurs in Kota Bharu, Kelantan. In Readings in islamic social finances and economics (pp. 61-82). UMK Press.
  19. Mohd Zulkifli Muhammad, Noormariana Mohd Din, Siti Rohana Mohamad. (2023). Chapter 1: Introduction to Islamic Banking. In Reading in Islamic Banking (pp. 1-6). Penerbit UMK.
  20. Nur Hafizah Mohamad Redzuan, Nur Ismaniza Misman, Nur Najihah Ismail Nur, Najihah Kamaruddin, Mohd Zulkifli Muhammad. (2023). Chapter 4: Muslims Lecturers¿ Adoption of Islamic Banking Products And Services. In Reading in Islamic Banking (pp. 43-60). Penerbit UMK.
  21. Mohd Zulkifli Muhammad, Noormariana Mohd Din, Siti Rohana Mohamad. (2023). Chapter 12: Conclusion in Reading in Islamic Banking. In Reading in Islamic Banking (pp. 191-196). Penerbit UMK.
  22. Noormariana Mohd Din, Mohammad Ismail, Azwan Abdullah, Mohd Zulkifli Muhammad, Siti Nurzahira Che Tahrim, Azizah Musa. (2023). Bab 7: The concept of turning over model on the contribution of asnaf entrepreneurs towards zakat on business. In Kemiskinan jiwa dan pembangunan asnaf (pp. 148-158). UMK Press.
  23. Noormariana Mohd Din, Mohammad Ismail, Mohd Zulkifli Muhammad, Tengku Mohd Azizudin Tuan Mahmood. (2023). Bab 8: Asnaf¿s Contribution through asnaf entrepreneurship programme: Turning over model issues. In Kemiskinan jiwa dan pembangunan asnaf (pp. 159-170). UMK Press.
  24. Mohd Zulkifli Muhammad, Hazriah Hasan, Nur Farahiah Azmi. (2023). Chapter 1: Introduction to islamic social finance and economics. In Readings in islamic social finances and economics (pp. 11-24). UMK Press.
  25. Hazriah Hasan, Ismail Ahmad, Mohd Zulkifli Muhammad, Mohd Asrul Hery Ibrahim, Nurul Hanin Izzat Sanin. (2023). Chapter 2: Gap analysis in Maqasid Shariah on the vision of Green Technology Financing Scheme (GTFS). (pp. 11-224). UMK Press.
  26. Mohd Zulkifli Muhammad. (2022). Pandangan melangkaui pengkihatan. In Tiada Yang Mustahil: Kisah Kejayaan OKU (Edisi ke2) (pp. 217-223). Institut Sosial Malaysia.
  27. Redzuan R.H., M. H. Muhammad Zaly Shah, R. Ratna Hafiza, Wan Yusoff, W.S., Muhammad, M. Z.. (2021). Reopening National Border and the Threat of COVID-19 Towards Malaysia: A Systematic Review Approach. In The Importance of New Technologies and Entrepreneurship in Business Development: In The Context of Economic Diversity in Developing Countries (pp. 2106¿2130). Springer Nature Switzerland. https://doi.org/978-3-030-69221-6
  28. Hussain, A., Ahmad, M.K., Muhammad, M.Z.. (2020). STRATEGI MEMPERKASAKAN INSTITUSI FATWA MELALUI TV: ANALISIS PENGAMALAN DI TV ALHIJRAH. In PEMERKASAAN INSTITUSI ISLAM DI MALAYSIA: MELAKAR KECEMERLANGAN MASA HADAPAN (pp. 213 - 232). Persatuan Ulama¿ Malaysia (PUM).
  29. Che Nawi N.B., Muhammad, M.Z., Ismail,M, Abdullah, A., Hong, L.M., Kamalrudin, M.. (2020). The Misinformation on Covid-19 News on Social Media. In EMBRACING ISSUES AND CHALLENGES DURING COVID-19 (pp. 85 - 106). PENERBIT UMK.
Sumber data: MyScholar
  1. Hasannuddiin Hassan, Nurul Azwa Mohamed Khadri, Mohd Zulkifli Muhammad, Mahathir Muhamad, Abd Aziz Mat Hassan. (2026-04). Success Without Soul Is Still Failure. Fakulti Keusahawanan dan Perniagaan, UMK.
  2. Mohd Zulkifli Muhammad, Hanudin Amin, Mohd Rushdan Yasoa', Zul Karami Che Musa, Mohd Afifie Mohd Alwi, Ahmad Ridhuwan Abdullah. (2025-11-10). The Assumption of unlimited human wants (Auhw) in islamic economics: A tasawur perspective- part I. Fakulti Keusahawanan dan Perniagaan, UMK.
  3. Mohd Zulkifli Muhammad, Mohamad Rizal Abdul Hamid, Abd Aziz Mat Hassan, Muhammad Zulfaris Mohd Salleh, Azwan Abdullah, MOHD SAFWAN GHAZALI. (2025-11-10). The Assumption of unlimited human wants (Auhw) in islamic economics: A tasawur perspective- part II. Fakulti Keusahawanan dan Perniagaan, UMK.
  4. Mohd Zulkifli Muhammad, Haneffa Muchlis Gazali, Mohd Ikhwan Aziz, Hasannuddiin Hassan, Mahathir Muhamad, MUHAMMAD NAQIB MAT YUNOH. (2025-11-10). The Assumption of unlimited human wants (Auhw) in islamic economics: A tasawur perspective- part III. Fakulti Keusahawanan dan Perniagaan, UMK.
  5. Haneffa Muchlis Gazali, Mohd Zulkifli Muhammad. (2025-11). Virtupreneur: Cultivating Ethical Enterprise in the Digital Age. Fakulti Keusahawanan dan Perniagaan, UMK.
  6. Mohd Zulkifli Muhammad, Mohd Shukri Hanapi, Hanudin Amin, Zul Karami Che Musa. (2025-06-17). Kritikan terhadap theory of reasoned action dan theory of planned behavior dalam kajian berkaitan islam dan umat islam. Fakulti Keusahawanan dan Perniagaan, UMK.
  7. Mohd Zulkifli Muhammad, Norfazlirda Hairani, Abd Aziz Mat Hassan, Mohamad Rizal Abdul Hamid, Razman Hafifi Redzuan. (2025-06-16). The concept of logistics and distribution from an islamic perspective. Fakulti Keusahawanan dan Perniagaan, UMK.
  8. Mahathir Muhamad, Zul Karami Che Musa, Mohd Zulkifli Muhammad, Abd Aziz Mat Hassan, Muhammad Naqib Mat Yunoh, Hasannuddiin Hassan. (2025-04). Trust and Technology: Strengthening User Confidence in Digital Banking. Fakulti Keusahawanan & Perniagaan.
  9. Zul Karami Che Musa, Mahathir Muhamad, Abd Aziz Mat Hassan, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2024-12-17). The Emerging Trend of Accounting Automation. Faculty of Entrepreneurship and Business, UMK.
  10. Zul Karami Che Musa, Mahathir Muhamad, Abd Aziz Mat Hassan, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2024-12-17). Why SMEs in Malaysia Should Embrace Cloud Accounting. Faculty of Entrepreneurship and Business, UMK.
  11. Mahathir Muhamad, Zul Karami Che Musa, Abd Aziz Mat Hassan, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2024-12-17). Technological Entrepreneurship in Malaysia: A Gateway to Regional and Global Success. Fakulti Keusahawanan dan Perniagaan, UMK.
  12. Mohd Rushdan Yasoa', Mohd Zulkifli Muhammad, Mahathir Muhamad, Abd Aziz Mat Hassan, Muhammad Naqib Mat Yunoh, Mohd Afifie Mohd Alwi. (2024-12-17). Auditing from Islamic Perspective. Faculty of Entrepreneurship and Business, UMK.
  13. Mohd Zulkifli Muhammad, Mohd Afifie Mohd Alwi, Mohd Rafi Yaacob, Mohd Asrul Hery Ibrahim. (2024-12-12). UMK dan USK Anjur Seminar Pengurusan dan Perniagaan Islam: Perkukuh Kolaborasi Antarabangsa. Fakulti Keusahawanan dan Perniagaan, UMK.
  14. Mohd Zulkifli Muhammad, Mohd Rafi Yaacob, Mohd Asrul Hery Ibrahim, Mohd Afifie Mohd Alwi. (2024-12-12). UMK Menyantuni Dayah Darul Hikmah, Aceh Besar, Indonesia: Inspirasi Keusahawanan Untuk Pelajar Pondok Islam. Fakulti Keusahawanan dan Perniagaan, UMK.
  15. Mohd Zulkifli Muhammad, Mohd Asrul Hery Ibrahim, Mohd Afifie Mohd Alwi, Mohd Rafi Yaacob. (2024-12-12). Kunjungan FKP UMK ke USK Press dan Kita Kreatif USK: Perkukuh Kolaborasi Dan Pertukaran Pengetahuan. Fakulti Keusahawanan dan Perniagaan, UMK.
  16. Abd Aziz Mat Hassan, Mahathir Muhamad, Zul Karami Che Musa, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2024-12-01). Navigating Challenges and Embracing Change: Malaysia¿s Logistics Landscape in 2024.
  17. Siti Sulaiha Abdullah, Syed Muhammad Danial Syed Mahdzar, Thayalini Alagendran, Wan Nabila Wan Nordin, Mohd Zulkifli Muhammad. (2024-12). The Factors Influencing Kelantanese Small and Medium Enterprises (SMEs) Towards E- Zakat Payment. Faculty of Entrepreneurship and Business, UMK.
  18. Nurul Nabila Razak, Nurul Syamimi Zainol, Roqiyah Ahmad Dasuki, Sashientharan Inthiran, Mohd Zulkifli Muhammad. (2024-12). Application of Hibah Principle: A Study of Industry Takaful in Kelantan. Faculty of Entrepreneurship and Business, UMK.
  19. Mohd Zulkifli Muhammad, Zul Karami Che Musa, Ahmad Ridhuwan Abdullah, Muhammad Naqib Mat Yunoh, Mahathir Muhamad, Abd Aziz Mat Hassan. (2024-08-14). The Relationship Dimensions of Assumptions of Unlimited Human Wants in Islamic Economics: The Vertical Dimensions. Fakulti Keusahawanan dan Perniagaan, UMK.
  20. Mohd Zulkifli Muhammad, Ahmad Ridhuwan Abdullah, Mohd Rushdan Yasoa', Zul Karami Che Musa, Mohd Safwan Ghazali. (2024-04-21). Cryptocurrency from an Islamic Perspective: Opportunities and Challenges. Fakulti Keusahawanan dan Perniagaan.
  21. Nurnaddia Nordin, Nurhaiza Nordin, Nur Ilyana Amiiraa Nordin, Mohd Zulkifli Muhammad. (2024-04-21). Malaysia's Digital Revolution: Navigating the Path to Prosperity In the Digital Economy. Fakulti Keusahawanan dan Perniagaan, UMK.
  22. Nurhaiza Nordin, Nurnaddia Nordin, Mohd Zulkifli Muhammad. (2024-03-26). Penyepaduan Alat Digital ke dalam Perniagaan. FKP.
  23. Nurhaiza Nordin, Nurnaddia Nordin, Mohd Zulkifli Muhammad. (2024-03-26). Pelaksanaan dan Integrasi Transformasi Digital dalam PMKS Malaysia. Fakulti Keusahawanan dan Perniagaan, UMK.
  24. Mohd Zulkifli Muhammad, Nurhaiza Nordin, Nurnaddia Nordin, Muhammad Zulfaris Mohd Salleh, Abd Aziz Mat Hassan. (2024-01-26). Pengurusan Konflik Menurut Perspektif Barat dan Islam. Fakulti Keusahawanan dan Perniagaan, UMK.
  25. Nik Maheran Nik Muhammad, Mohd Rosli Mohamad, An'amt Mohamed Noor, Tan Tse Guan, Sarizam Mamat, Ahmad Ridhuwan Abdullah, Nor Fadhilah Kamaruzzaman, Noor Janatun Naim Jemali, Nor Hafizah Anuar, Ahmad Fahme Mohd Ali, Wan Ab Aziz Wan Daud, Mohd Fathi Bin Abu Yaziz @ Mohamad, Mohd Hazim Mohamad Amini, Zulhisyam Abdul Kari, Ramly Hasan, Mohd Zulkifli Muhammad, Ruhil Hayati Hamdan, Noorzamzarina Sulaiman, Nurul Izrin Md Saleh, Nurul Izrin Md Saleh, Liyana Ahmad Afip, Gooi, LiangJun. (2024). Garis panduan penyediaan laporan penyelidikan Pengajian Siswazah Edisi Ketiga. Penerbitan Korporat UMK.
  26. Mahathir Muhamad, Zul Karami Che Musa, Abd Aziz Mat Hassan, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2024). Transforming Business Operations: The Rise of Robotic Process Automation in Malaysia. Fakulti Keusahawanan dan Perniagaan, UMK.
  27. Mohd Zulkifli Muhammad, Hanudin Amin, Haneffa Muchlis Gazali, Mohamad Rizal Abdul Hamid, Mohd Safwan Ghazali, Mohd Rushdan Yasoa'. (2024). The relationship dimensions of assumptions of unlimited human wants in islamic economics: the horizontal dimensions. Fakulti Keusahawanan dan Perniagaan, UMK.
  28. Mohd Zulkifli Muhammad, Nurhaiza Nordin, Mohd Afifie Mohd Alwi, Syed Azlan Aljaffree Syed Khadzil, Mahathir Muhamad. (2024). Model gaya pengurusan konflik M. Afzalur Rahim: pemodifikasian menurut perspektif islam. Fakulti Keusahawanan dan Perniagaan, UMK.
  29. Azwan Abdullah, Mohd Zulkifli Muhammad, Muhammad Khalilur Rahman. (2023-01-26). Keusahawanan wanita: Prospek dan cabaran masa hadapan. Fakulti Keusahawanan dan Perniagaan.
  30. Nik Noorhazila Nik Mud, Nik Syuhailah Nik Hussin, Mohd Zulkifli Muhammad, Abd Aziz Mat Hassan. (2023-01-26). Halatuju GIG ekonomi dan masa depan belia negara. Fakulti Keusahawanan dan Perniagaan.
  31. Nik Noorhazila Nik Mud, Nik Syuhailah Nik Hussin, Mohd Zulkifli Muhammad, Abd Aziz Mat Hassan. (2023-01-26). Ekonomi GIG di Malaysis: Prospek dan Cabaran. Fakulti Keusahawanan dan Perniagaan.
  32. Zul Karami Che Musa, Mahathir Muhamad, Abd Aziz Mat Hassan, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2023). Essential Practices for Personal Security. Faculty of Entrepreneurship and Business.
  33. Ahmad Ridhuwan Abdullah, Siti Salwani Abdullah, Mohd Zulkifli Muhammad, Zul Karami Che Musa. (2023). Unravelling Trust: Psychologicalconcepts Behind Why People Fall Forscams. FKP.
  34. Mahathir Muhamad, Zul Karami Che Musa, Abd Aziz Mat Hassan, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2023). Sejarah Sukan Petanque. FAKULTI KEUSAHAWANAN DAN PERNIAGAAN.
  35. Azlinda Shazneem Md Shuaib, Mohd Zulkifli Muhammad. (2023). International Seminar on Entrepreneurship & Psychology 2022. Faculty of Entrepreneurship & Business.
  36. Nik Syuhailah Nik Hussin, Nik Noorhazila Nik Mud, Mohd Zulkifli Muhammad, Abd Aziz Mat Hassan. (2022-11-01). Esport: Sukan Generasi Siber. Fakulti Keusahawanan dan Perniagaan.
  37. Mohd Zulkifli Muhammad, Mohd Faisol Ibrahim, Nik Noorhazila Nik Mud, Abd Aziz Mat Hassan, Nik Syuhailah Nik Hussin. (2022-11-01). Hala Tuju Usahawan Islam Malaysia Masa Kini. Fakulti Keusahawanan dan Perniagaan.
  38. Mohd Zulkifli Muhammad, Mohd Faisol Ibrahim, Nik Noorhazila Nik Mud, Abd Aziz Mat Hassan, Nik Syuhailah Nik Hussin. (2022-10-01). CABARAN USAHAWAN ISLAM MALAYSIA MASA KINI. Fakulti Keusahawanan dan Perniagaan.
  39. Mohd Rushdan Yasoa', Zul Karami Che Musa, Abd Aziz Mat Hassan, Mahathir Muhamad, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2022-10-01). 7 Falsafah Ekonomi Islam Yang Perlu ada Ketahui. Faculty of Entrepreneurship and Business, UMK.
  40. Mohd Rushdan Yasoa', Zul Karami Che Musa, Abd Aziz Mat Hassan, Mahathir Muhamad, Muhammad Naqib Mat Yunoh, Mohd Zulkifli Muhammad. (2022-10-01). 7 Falsafah Ekonomi Islam Yang Perlu Anda Ketahui. Fakulti Keusahawanan dan Perniagaan.
  41. Abd Aziz Mat Hassan, Mohd Zulkifli Muhammad, Nik Noorhazila Nik Mud, Nik Syuhailah Nik Hussin, Mohd Rushdan Yasoa'. (2022-09-01). 7 Strategi Rantaian Bekalan Perniagaan Kalis Bencana. FKP.
  42. Noor Raihani Zainol, Anis Amira Ab Rahman, Nurul Izyan Mat Daud, Zul Karami Che Musa, Nur Ain Ayunni Sabri, Mohd Zulkifli Muhammad, Roselina Ahmad Saufi, Fatin Najihah Nik Muhammad. (2021-09). Hub for Social Entrepreneurship (Hubsoe): Catalysing Impactful Innovative Solution to Social and Environmental Sustainability.
  43. Zul Karami Che Musa, Siti Salwani Abdullah, Dzulkifli Mukhtar, Muhammad Naqib Mat Yunoh, Mohd Shahril Nizam Md Radzi, Mohd Zulkifli Muhammad, Mahathir bin Muhamad, Abd Aziz Mat Hassan, Siti Afiqah Zainuddin, Siti Rohana Mohamad, Nur Farahiah Azmi, Nur Izzati Mohamad Anuar, Siti Nurul Shuhada Deraman. (2021-09). Crowdfunding as a Tool for Entrepreneurship Education in Heis.
  44. Mohd Zulkifli Muhammad, Ahmad Ridhuwan Abdullah, Zul Karami Che Musa, Azwan Abdullah, Noorshella Che Nawi, Mahathir Muhamad. (2021-09). Writer Booster.
  45. Abdul Rahim Abd. Jalil, Mohd Zulkifli Muhammad. (2021). Perbezaan Cabaran Pdpr Dan Pembelajaran Di Sekolah Serta Kesannya Terhadap Pembinaan Karakter Kanak-Kanak. Institut Sosial Malaysia.
  46. Noormariana, M.D., Muhammad, M. Z., Ismail,M, Mohd Said, N.. (2020). The Impact of Asnaf Entrepreneur¿s Intention Towards Decision and the Movement of Zakat Collection. Sciedu Press. https://doi.org/10.5430/rwe.v11n6p284
  47. Wan Farha Wan Zulkiffli, Mahshar, Munirah, Nik Alif Amri Nik Hashim, Nur Izzati Mohamad Anuar, Mohd Zulkifli Muhammad. (2020). Investigating The Effect of Service Quality on Customer Satisfaction Case Study: Ride-Hailing Service in Malaysia. International Journal of Engineering Research and Technology..
Sumber data: MyScholar
A FINTECH SUSTAINABLE ENTREPRENEURSHIP VALUE MODEL
MEMBER · FRGS · 2023
A STUDY OF MAQASID SHARI'AH INDEX AS ISLAMIC
MEMBER · UMK-FUND · 2021
CORPORATE ETHICS COMMITMENT INDEX TO ENHANCE FINANCIAL REPORTING QUALITY FOR PUBLIC LISTED COMPANIES IN MALAYSIA
MEMBER · FRGS · 2022
EVOLVING GRADUATE START-UP MODEL: INTEGRATING ACADEMIC SPIN-OFF AND GRADUATE START-UPS
MEMBER · UMK-MATCH · 2023
FRGS-FORMULATING A CROWDFUNDING FRAMEWORK TO INCULCATE CREATIVITY, INNOVATIVE, AND ENTREPRENEURSHIP AMONG STUDENTS IN MALAYSIAN HIGHER LEARNING INSTITUTIONS
MEMBER · FRGS · 2020
FRGS-RACER-PENILAIAN SEMULA KONSEP TAMLIK (PEMILIKAN) DALAM PENGAGIHAN ZAKAT KEPADA ASNAF FAKIR MISKIN: BAGAIMANA ZAKAT BOLEH DIAGIHKAN TANPA MELIBATKAN PEMILIKAN SECARA INDIVIDU?
MEMBER · FRGS-RACER · 2020
FORMULATING A CROWDFUNDING FRAMEWORK TO INCULCATE CREATIVITY, INNOVATIVE AND ENTREPRENEURSHIP AMONG STUDENTS IN MALAYSIAN HIGHER LEARNING INSTITUTIONS
MEMBER · FRGS · 2017
GERAN KEUSAHAWANAN KPM-UNIVERSITY'S START-UPS BUILD UP THROUGH CROWDFUNDING (FUNDME@UMK)
MEMBER · KPM · 2020
HUBSOE: A PLATFORM FOR SYMBIOSIS CONCEPT FOR B40 COMMUNITY
MEMBER · UMK-PRO · 2021
IMPLEMENTATION OF SHARIAH COMPLIANCE E-COMMERCE TRADING APPLICATION ALGORITHM
HEAD · SGJP MYRA USM · 2017
INVESTIGATING THE EFFECTIVE PROCESS OF TRANSLATION OF PATENTED RESEARCH ARTEFACTS IN UNIVERSITY INCUBATION COMMERCIALISATION PROGRAMS
HEAD · UMK-MATCH · 2022
INVESTIGATING THE EFFECTIVE PROCESS OF TRANSLATION OF PATENTED RESEARCH ARTEFACTS IN UNIVERSITY INCUBATION COMMERCIALISATION PROGRAMS
HEAD · UMK-MATCH · 2023
INVESTIGATING THE EFFECTIVE PROCESS OF TRANSLATION OF PATENTED RESEARCH ARTEFACTS IN UNIVERSITY INCUBATION COMMERCIALIZATION PROGRAMS
HEAD · UMK-MATCH · 2022
MODEL LITERASI KEWANGAN SEJAHTERA (MILKS) BERASASKAN MAQASID SYARIAH UNTUK KELOMPOK ISI RUMAH B40
MEMBER · FRGS · 2021
MENEROKA FAKTOR-FAKTOR YANG MENYUMBANG KEPADA KETIDAKSTABILAN HARGA AYAM PEDAGING DAN AYAM PENELUR DI PANTAI TIMUR, MALAYSIA
MEMBER · UMK-FUND · 2023
MODELLING GRADUATED ASNAF ENTREPRENEUR'S BEHAVIOUR TOWARDS ZAKAT IN BUSINESS BY INTEGRATING ASNAF ENTREPRENEURIAL PROGRAMME (AEP)
MEMBER · SGJP · 2017
PEREKAYASAAN SOSIAL (SOCIAL RE-ENGINEERING) NELAYAN MELALUI LALUAN KERJAYA BERASASKAN EKOSISTEM PERUSAHAAN SOSIAL
MEMBER · MOF · 2020
PEMBENTUKAN PIAWAIAN PENGUKUHAN "ANDAIAN KEHENDAK TIDAK TERHAD" (ASSUMPTION OF UNLIMITED WANTS) DALAM EKONOMI ISLAM
HEAD · FRGS · 2020
PEMBENTUKAN PIAWAIAN PENGUKUHAN "ANDAIAN KEHENDAK TIDAK TERHAD" (ASSUMPTION OF UNLIMITED WANTS) DALAM EKONOMI ISLAM
HEAD · FRGS · 2021
PEMERKASAAN LITERASI KEWANGAN DIGITAL DIKALANGAN BELIA IPT: BANTERAS PENIPUAN DALAM EKONOMI DIGITAL
MEMBER · GRANT(I/A) · 2023
PENILAIAN SEMULA KONSEP TAMLIK (PEMILIKAN) DALAM PENGAGIHAN ZAKAT KEPADA ASNAF FAKIR MISKIN; BAGAIMANA ZAKAT BOLEH DIAGIHKAN TANPA MELIBATKAN PEMILIKAN SECARA INDIVIDU?
MEMBER · FRGS-RACER · 2022
PROJEK PEMBANGUNAN KAPASITI DI TOK BALI, PASIR PUTEH, KELANTAN
MEMBER · GRANT(I/A) · 2023
PROJEK BAGI PROGRAM PEMBASMIAN KEMISKINAN TEGAR KELUARGA MALAYSIA (BMTKM) 2022-2025
MEMBER · KERAJAAN · 2022
SHARIAH COMPLIANCE PRINCIPLE MODEL IN E-COMMERCE TRADING
HEAD · RAGS · 2012
STRENGTHENING PURE MUDHARABAH CONTACTS FOR A SUSTAINABLE INVESTOR-ENTREPRENEUR ISLAMIC PROFIT SHARING IMPLEMENTATION
MEMBER · SGJP MYRA USM · 2017
UMK-MATCH- EVOLVING GRADUATE START-UP MODEL: INTEGRATING ACADEMIC SPIN-OFF AND GRADUATE START-UPS
MEMBER · UMK-MATCH · 2020
UMK-MOF SOCIAL ENTERPRISE PROJECT- PROGRAM PERAKAYASAAN SOSIAL (SOCIAL RE-ENGINEERING) NELAYAN MELALUI LALUAN KERJAYA BERASASKAN EKOSISTEM PERUSAHAAN SOSIAL
MEMBER · MOF · 2020
UMK-PRO-HUBSOE: A PLATFORM FOR SYMBIOSIS CONCEPT FOR B40 COMMUNITY
MEMBER · UMK-PRO · 2020
PERUNDING PENGURUSAN ISMAZUL TRAVEL AGENCY SDN BHD
HEAD · 2020
PERUNDING PENGURUSAN ISMAZUL TRAVEL AGENCY SDN BHD
HEAD · 2021
KERJASAMA STRATEGIK UNIVERSITI MALAYSIA KELANTAN (UMK) DAN YAYASAN KEBAJIKAN ANAK ANAK YATIM KELANTAN (YAATIM)
MEMBER · 2022

Award(s)

10
ANUGERAH JASA BAKTI (AJB) TAHUN 2025 (2026)
Awarded by: UNIVERSITI MALAYSIA KELANTAN
Anugerah Gemilang Universiti Tahun 2018 - Kategori Penerbitan Harapan (2019)
Awarded by: Universiti Malaysia Kelantan
Anugerah Perkhidmatan Cemerlang Tahun 2018 (2019)
Awarded by: Universiti Malaysia Kelantan
Anugerah Perkhidmatan Cemerlang 2013 (2014)
Awarded by: Universiti Malaysia Kelantan
Commendable Service Award 2010. (2011)
Awarded by: Universiti Malaysia Sabah
Commendable Service Award 2009 (2010)
Awarded by: Universiti Malaysia Sabah
Dedication Lecturer Award 2008 in SPKAL Third Year Students of Excellence Award and Farewell Ceremony (2009)
Awarded by: School of International Business and Finance, Universiti Malaysia Sabah
Commendable Service Award 2008. (2009)
Awarded by: Universiti Malaysia Sabah
Outstanding Paper Award (Bronze), from Applied International Business Conference 2008 (AIBC 08), Labuan F. T., Malaysia, 6-8 Nov 2008 (Home Financing Decisions Options In Malaysia). (2008)
Awarded by: Applied International Business Conference 2008 (AIBC 08), Labuan F. T., Malaysia
Excellent Service Award 2007 (2008)
Awarded by: Universiti Malaysia Sabah

Research Award(s)

25
Crowdfunding as a Tool for Entrepreneurship Education in HEIs
Award: GOLD · Role: Member
Exhibition: National Innovation and Invention Competition Through Exhibition 2020 (iCOMPEX 2020)
Innovative Note for Simple Application Navigator (INSAN) Bot 2.0
Award: GOLD · Role: Member
Exhibition: International University Carnival on E-Learning (IUCEL 2023)
G-Secure: Gold-Based Takaful
Award: GOLD · Role: Head
Exhibition: Carnival of Research and Innovation (CRI 2023)
PLATFORM TRANSAKSI DIGITAL SYARIAH
Award: GOLD · Role: Head
Exhibition: Carnival of Research and Innovation (CRI 2022)
HUBSOE: CLICK AND MATCH
Award: GOLD · Role: Member
Exhibition: Carnival of Research and Innovation (CRI 2022)
Writer Booster
Award: GOLD · Role: Head
Exhibition: Carnival of Research and Innovation (CRI) 2021
Idea Baru Pembelajaran dan Inovasi Pengajaran Pasukan Beruniform Briged Gayong Malaysia
Award: GOLD · Role: Member
Exhibition: Asia International Innovation Exhibition 2021 (AIINEX 2021)
Crowdfunding as a Tool for Entrepreneurship Education in HEIs
Award: GOLD · Role: Member
Exhibition: Carnival Research & Innovation. Date: 3-4 Februari 2020
Innovative Note for Simple Application Navigator (INSAN) Bot
Award: GOLD · Role: Member
Exhibition: International Teaching Enhancement & Learning Innovation Carnival 2023 (iTelic23)
Idea Baru Pembelajaran dan Inovasi Pengajaran Pasukan Beruniform Briged Gayong Malaysia
Award: SPECIAL · Role: Member
Exhibition: Asia International Innovation Exhibition 2021 (AIINEX 2021)
CROWDFUNDING AS A TOOL FOR ENTREPRENEURSHIP EDUCATION IN HEIS
Award: SILVER · Role: Member
Exhibition: Carnival of Research and Innovation (CRI) 2021
RBWMART
Award: SILVER · Role: Member
Exhibition: 31st International Invention, Innovation & Technology Exhibition 2020 (ITEX 2020)
WRITING BOOSTER: ACADEMIC WRITING PLATFORM
Award: SILVER · Role: Head
Exhibition: INTERNATIONAL SCIENCE AND SOCIAL SCIENCE INNOVATION COMPETITION 2021 (ISIC III 2021)
Faraidh Playing Card
Award: SILVER · Role: Member
Exhibition: The 3rd International Shariah Compliant Idea, Invention, Innovation & Design Expo 2021
Hubsoe for Social Entrepreneurship Ecosystem Digital Support
Award: SILVER · Role: Member
Exhibition: Virtual International Research and Innovation Symposium and Exposition 2022 (RISE2022)
Platform E-Dagang Tapisan Syariah (ETS)
Award: SILVER · Role: Head
Exhibition: Virtual Research & Innovation Exhibition 2022 (eREKA)
HUB FOR SOCIAL ENTREPRENEURSHIP (HUBSOE): CATALYSING IMPACTFUL INNOVATIVE SOLUTION TO SOCIAL AND ENVIRONMENTAL SUSTAINABILITY
Award: SILVER · Role: Member
Exhibition: Carnival of Research and Innovation (CRI) 2021
ClearN3
Award: SILVER · Role: Member
Exhibition: Inno RENPER
I-KFC
Award: SILVER · Role: Member
Exhibition: Carnival of Research and Innovation (CRI) 2021
Gold-Based Takaful Model: G-Secure
Award: SILVER · Role: Head
Exhibition: International Business and Management Virtual Innovation & Invention of Ideas Competition 2023 (VIIIC 2023)
WQ-TF: Synergising Waif-Takaful Framework Among Youths in Alleviating the Poverty: Higher Institutions As a Hub
Award: BRONZE · Role: Member
Exhibition: Inno RENPER
PLATFORM TRANSAKSI DIGITAL SYARIAH
Award: BRONZE · Role: Head
Exhibition: PERTANDINGAN REKACIPTA INOVASI INTERNASIONAL & NASIONAL 2022 (PRiIN2022) UKM
I - FALAH ACADEMIC WRITING PLATFORM
Award: BRONZE · Role: HEAD
Exhibition: MTE 2020
PEMBENTUKAN ASNAF DIGITAL PRENEUR DALAM SEKTOR PERKHIDMATAN DIKALANGAN KOMUNITI BELIA
Award: BRONZE · Role: Member
Exhibition: Carnival of Research and Innovation (CRI 2022)
iFalah: Academic Writing Platform
Award: BRONZE · Role: Head
Exhibition: 4th Digitalised International Invention, Innovation & Design Johor 2021

Education(s)

4
(2017) UNIVERSITI SAINS MALAYSIA
IJAZAH DOKTOR FALSAFAH EKONOMI, KEWANGAN DAN PERBANKAN ISLAM
(2004) UNIVERSITI KEBANGSAAN MALAYSIA
IJAZAH SARJANA PENTADBIRAN PERNIAGAAN PENGURUSAN
(2002) UNIVERSITI MALAYA
IJAZAH SARJANA MUDA SYARIAH DAN PENGURUSAN MAJOR
(1996) SMU (A) AMIR INDERA PETRA, BACHOK
SPM

Working Experience(s)

2
Pensyarah
Cybernetics International College of Technology · 01-Aug-2005 - 01-Nov-2005
Pensyarah
Universiti Malaysia Sabah · 13-Dec-2005 - 02-Oct-2011

Courses Taught

CodeDescription
ABS10103 USUL FIQH
ABS10403 FIQH MUAMALAT
ABS30703 ISLAMIC FINANCIAL SYSTEM AND BANKING MANAGEMENT
ABT2043 PRINCIPLES OF ISLAMIC ECONOMICS
ABT3083 STRATEGIC MANAGEMENT
AFS2023 USUL FIQH
AFS2043 BANKING & ISLAMIC FINANCE FRAMEWORK
AFS2053 QAWAID FIQHIYYAH
AFS3103 ETHICS OF ISLAMIC FINANCE
AFS4112 RESEARCH PROJECT (ISLAMIC BANKING AND FINANCE I)
AFS4113 RESEARCH PROJECT (ISLAMIC BANKING AND FINANCE II)
AFT1013 FOUNDATION OF ENTREPRENEURSHIP
AFT1023 FOUNDATION OF MANAGEMENT
AFT4012 STUDENT IN ENTERPRISE PROGRAMME (SIEP)
APK20509 PROTEGE@UMK
APT 50203 ISLAMIC JURISPRUDENCE IN FINANCIAL SPECTRUM
APT 50503 ISLAMIC ECONOMICS
APT20712 ENTREPRENEURSHIP APPRENTICE II
APT3073 RESEARCH METHODOLOGY
APT4098 PRACTICAL TRAINING
ATF31103 STUDENT ENTREPRENEURIAL EXPERIENCE (SEE)

Supervision

17
ADOPTION OF ISLAMIC FINANCING AMONG HALAL ENTREPRENEURS IN MALAYSIA
CO Supervisor for a PHD's Student
AMALAN PENGURUSAN KEWANGAN MASJID: PEMBUKTIAN SECARA EMPIRICAL
CO Supervisor for a PHD's Student
ANDAIAN KEHENDAK MANUSIA YANG TIDAK TERHAD (KMTT) DALAM EKONOMI ISLAM MENURUT KONTEKS TASAWUR ISLAM
MAIN Supervisor for a MASTER's Student
APLIKASI TAKHSIS AL-NUTQ DENGAN QIYAS MENURUT AL-JUWAINI, KAJIAN TERHADAP ISU MUAMALAT SEMASA
CO Supervisor for a PHD's Student
Community Awareness Of Online Shariah Compliant Gold Savings
MAIN Supervisor for a PHD's Student
DETERMINANTS OF EXTERNAL AND INTERNAL ASPECTS THAT INFLUENCE HEDGING DECISIONS AND INTENSITY: A CASE STUDY OF THE IMPLEMENTATION OF ECONOMIC AND TRANSACTION EXPOSURES AT MNC IN INDONESIA AND MALAYSIA
MAIN Supervisor for a PHD's Student
Exploring Antecedents To Financial Management Behavior Among Civil Servants In Immigration Department At KLIA
CO Supervisor for a PHD's Student
FIRST-TIME INVESTOR DECISION-MAKING TURBULENCE: THE ROLE OF FINANCIAL LITERACY AND FINANCIAL INFORMATION ON INSTAGRAM IN SHAPING INVESTMENT DECISION-MAKING BELIEFS (CASE OF STOCK TRAINING ON THE FLOOR OF THE INDONESIA STOCK EXCHANGE)
CO Supervisor for a PHD's Student
INVESTMENT ANALYSIS AND PORTFOLIO MANAGEMENT IN CHINA FINANCIAL MARKET
MAIN Supervisor for a PHD's Student
MENEROKA TEORI KEUSAHAWANAN DALAM PERSPEKTIF AGAMA BERDASARKAN AL-KUTUB AL-TIS'AH
CO Supervisor for a PHD's Student
PENGGUBALAN MODEL STRATEGI PEMBANGUNAN PELANCONGAN HALAL BERASASKAN KOMUNITI DI KABUPATEN PATI WILAYAH JAWA TENGAH INDONESIA
MAIN Supervisor for a PHD's Student
SHARIAH AUDIT CHALLENGES UNDER DUAL BANKING MODEL: FROM INTERNAL AUDITOR'S PERSPECTIVES
MAIN Supervisor for a PHD's Student
SIKAP PRILAKU DAN KARAKTERISTIK NASABAH PERBANKAN DI KOTA PEKANBARU
MAIN Supervisor for a PHD's Student
STRENGHTHENING MUDHARABAH CONTRACTS FOR A SUSTAINABLE INVESTOR ¿ ENTREPRENEUR ISLAMIC PROFIT SHARING IMPLEMENTATION
MAIN Supervisor for a MASTER's Student
SUSTAINABILITY OF ISLAMIC BANKING SECTOR IN MALAYSIA IN RELATION TO WORLD ECONOMIC INSTABILITY: THE CASE OF BANK ISLAM MALAYSIA BERHAD
CO Supervisor for a PHD's Student
TAX AVOIDANCE, FINANCIAL DISTRESS, AND POLITICAL CONNECTIONS: A STUDY ON THE COVID-19 PANDEMIC IN INDONESIA
CO Supervisor for a PHD's Student
The Role Of Sustainability Performance And External Governance Mechanisms In Reducing Earnings Management
MAIN Supervisor for a PHD's Student