AZWAN BIN ABDULLAH
PROF. MADYA DR. AZWAN BIN ABDULLAH
PENSYARAH UNIVERSITI  •  TETAP
FACULTY OF ENTREPRENEURSHIP AND BUSINESS
✉ azwan.a@umk.edu.my ☎ 09-7717000
📖 Scopus ID: 57216958508
A. Personal Details
UMK Join Date
25 Feb 2014
Date of Appointment (Current Position)
06 Jul 2014
Date of Confirmation
21 Jul 2016
Education
(2014) UNIVERSITI UTARA MALAYSIA
IJAZAH DOKTOR FALSAFAH PERBANKAN ISLAM
(2009) UNIVERSITI UTARA MALAYSIA
IJAZAH SARJANA ISLAMIC BANKNG ISLAMIC BANKING
(1999) UNIVERSITI PUTRA MALAYSIA
IJAZAH SARJANA MUDA EKONOMI EKONOMI
(1994) SMK TENDONG, PASIR MAS, KELANTAN
STPM
Awards
University Awards
Anugerah Gemilang Universiti Tahun 2018 - Kategori Khidmat Sosial (2019)
Awarded by: Universiti Malaysia Kelantan
Anugerah Perkhidmatan Cemerlang 2015 (2016)
Awarded by: Universiti Malaysia Kelantan
Research Awards
HUMAN CAPITAL EMPOWERMENT WITH THE BRANDING OF IKAN BEKOK
GOLD • Member
MTE 2021
Innovative Note For Simple Application Navigator
GOLD • Member
IUCEL 2023
Innovative Note For Simple Application Navigator
GOLD • Member
ETelic '23
WRITER BOOSTER
GOLD • Member
CARNIVAL OF RESEARCH AND INOVATION CRI 2021
PLATFORM TRANSAKSI DIGITAL SYARIAH
GOLD • Member
CARNIVAL OF RESEARCH AND INOVATION CRI 2022
Inovasi Rumah Burung Walit Lestari
GOLD • Member
Virtual Research and Innovation Exhibition Unimap 2020 (ereka)
HUMAN CAPITAL EMPOWERMENT WITH THE BRANDING OF IKAN BEKOK
SPECIAL • Member
MTE 2021
Inovasi Rumah Burung Walit Lestari
SPECIAL • Member
Virtual Research and Innovation Exhibition Unimap 2020 (ereka)
Exploring the Implementation of Crowdfunding as a New Entrepreneurial Finance Source for Student Business Ventures: The Case of Malaysia
SPECIAL • Member
INTERNATIONAL JOINT CONFERENCE (IJC) 2021
PLATFORM E-DAGANG TAPISAN SYARIAH (ETS)
SILVER • Member
VIRTUAL RESEARCH AND INNOVATION EXHIBITION 2022
I-KFC
SILVER • Head
CARNIVAL OF RESEARCH AND INOVATION CRI 2021
PLATFORM TRANSAKSI DIGITAL SYARIAH
BRONZE • Member
PERTANDINGAN REKACIPTA INOVASI INTERNASIONAL & NASIONAL 2022 (PRiIN2022)
PEMBENTUKAN ASNAF DIGITAL PRENEUR DALAM SEKTOR PERKHIDMATAN DIKALANGAN KOMUNITI BELIA
BRONZE • Member
CARNIVAL OF RESEARCH AND INOVATION CRI 2022
Penjenamaan Produk Usahawan Ike Bekok Tumpat
BRONZE • Member
eCarnival Research and Innovation ECRI 2020
A PROPOSED NEW TURNING OVER SYSTEM CONTRIBUTE TO ZAKAT COLLECTION IN MALAYSIA
BRONZE • Member
VIRTUAL MELAKA INTERNATIONAL INTELLECTUAL EXPOSITION
Membership & Community
Professional Membership
MALAYSIAN FINANCIAL PLANNING COUNCIL
MEMBER • NATIONAL
13 Jun 2024 – 13 Jun 2025
INTERNATIONAL COUNCIL OF ISLAMIC FINANCE EDUCATOR
HIGHEST COMMITEE • INTERNATIONAL
29 Nov 2023 – 29 Nov 2025
B. Teaching-Learning Activities
CodeSubject
ABM20503 ISLAMIC WEALTH LEGACY MANAGEMENT
ABM30803 ISLAMIC FINANCIAL PLANNING AND WEALTH ADVISORY
ABT2043 PRINCIPLES OF ISLAMIC ECONOMICS
AFS3103 ETHICS OF ISLAMIC FINANCE
AFS3513 INTRODUCTION TO SHARIAH FINANCIAL PLANNING
AFS4093 TAKAFUL
AFS4112 RESEARCH PROJECT (ISLAMIC BANKING AND FINANCE I)
AFS4113 RESEARCH PROJECT (ISLAMIC BANKING AND FINANCE II)
AFS4123 ISSUES AND CHALLENGES IN ISLAMIC BANKING AND FINANCE
AFS4533 ZAKAT AND TAX MANAGEMENT
AFS4543 SHARIAH ESTATE MANAGEMENT
AFT1023 FOUNDATION OF MANAGEMENT
APK20509 PROTEGE@UMK
APT 50803 ISLAMIC FINANCIAL PLANNING AND WEALTH MANAGEMENT
APT 51003 RESEARCH METHODOLOGY IN ISLAMIC FINANCE
APT2013 ENTREPRENEUR BEHAVIOR
APT20712 ENTREPRENEURSHIP APPRENTICE II
APT3073 RESEARCH METHODOLOGY
APT4098 PRACTICAL TRAINING
ATF31103 STUDENT ENTREPRENEURIAL EXPERIENCE (SEE)
ATK20203 MONEY AND BANKING
C. Research & Development
Journals (18)
  1. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Nazri Zakaria, Mohd Zulkifli Muhammad, Siti Hanis Mohd Shamma. (2025-08-17). Aligning Financial Literacy Framework Accordance to Maqasid Shariah Principle for Malaysia's B40. Akademika, Vol. 95 (2), pp. 171-183. https://doi.org/10.17576/akad-2025-9502-10
  2. Azwan Abdullah, Gottschalk P., Gupta C.M., Kamaei M., Stadler W., Urzic¿ A.-L.. (2025-02-11). Perceptions of offender motives, opportunities and willingness for financial crime: an empirical analysis of survey responses in six nations. Journal of Financial Crime, Vol. 32 (2), pp. 389 - 402. https://doi.org/10.1108/JFC-03-2024-0097
  3. Zaib S.Z.M, Zainuddin, S. A., Pazil, Afifah Hanim Md, Siti Som Binti Husin, NurHaiza Nordin, Nordin N., Abdullah, T., Yasin, N.H.M., Abdullah, A., Salleh, M. Z. M.. (2025). Behaviour of Halal Entrepreneurs Towards the Adoption of Islamic Financing. Studies in Systems, Decision and Control, Vol. 598, pp. 803-812. https://doi.org/10.1007/978-3-031-91424-9_69
  4. Wan Ahmad Amir Zal Wan Ismail, Derweanna Bah Simpong, Tengku Fauzan Tengku Anuar, Azwan Abdullah, Nurul Iman Mohd Zain, Muhammad, Zikri, Acciaioli, Greg. (2025). Malaysia¿s Dominant Approach to Furthering the Development of the Orang Asli Laut. International Journal of Community and Social Development, Vol. 7(3), pp. 342 - 368. https://doi.org/10.1177/25166026251329105
  5. Muhammad Zulfaris Mohd Salleh, Azwan Abdullah, Abdul Aziz Yaacob, Mohd Nazri Zakaria, Noormariana Mohd Din, Siti Amaliya Mohd Radyi, Rooshihan Merican Abdul Rahim Merican, Sehak M.S.. (2025). Assessing Islamic Financial Planning Literacy Among Civil Servant Retirees. Global Journal Al-Thaqafah, Vol. 15 (1), pp. 48 - 59. https://doi.org/10.7187/GJAT072025-4
  6. Mohd Afifie Mohd Alwi, Abdullah, A., Luqman A.. (2023). Muslim Consumers¿ Credit Card Debt Management. Malaysian Journal of Consumer and Family Economics, Vol. 30, pp. 122-154.
  7. Ab Rahman, AH, Samad, NSA, Abdullah, A., Yasoa', M.R., Muhamad, SF, Bahari N., Mohamad S.R.. (2022-09). E-Learning and Sustainability of Pondok Schools: A Case Study on Post-COVID-19 E-Learning Implementation among Students of Pondok Sungai Durian, Kelantan, Malaysia. SUSTAINABILITY, Vol. 14(8), pp. 11385. https://doi.org/10.3390/su141811385
  8. Amni Mohd Adnan, AZWAN ABDULLAH, Mohd Zulkifli Muhammad, Putri Jamilah. (2025-12). Financial Well-Being among Fisabilillah Zakat Recipients in Public Universities: An Analysis on Expenses Management. The Journal of Muamalat and Islamic Finance Research (JMIFR), Vol. 22 (2), pp. 1-13. https://doi.org/10.33102/jmifr.669
  9. Siti Norjannah Jamil, Mohd Ikhwan Aziz, Azwan Abdullah. (2025-09). The Use of Meta-Analysis to Examine Talent Shortage Dynamics in Islamic Banking Institutions. Journal of Entrepreneurship and Business, Vol. 13, pp. 42-45. https://doi.org/10.17687/263yka46
  10. Amni Mohd Adnan, Azwan Abdullah, Mohd Zulkifli Muhammad. (2025-06). Financial Wellbeing, Financial Literacy and Expenses Management among Undergraduate Students. Advanced International Journal of Business, Entrepreneurship and SME's (AIJBES), Vol. 7 (24), pp. 224-236. https://doi.org/10.35631/AIJBES.724015
  11. Noormariana Mohd Din, Mohd Zulkifli Muhammad, Azwan Abdullah, Ahmad Ridhuwan Abdullah, Caturida Meiwanto Doktoralina. (2023). The Spiritual's Post-Covid Asnaf Entrepreneurs Toward Zakat on Business. KnE Social Sciences, Vol. 1, pp. 656-661. https://doi.org/10.18502/kss.v8i12.13713
  12. Mohd Afifie Mohd Alwi, Azwan Abdullah, Azyanee Luqman. (2023). Pengurusan Hutang Kad Kredit ¿ Sorotan Literatur Bersistematik daripada 2010-2020. International Journal of Islamic and Civilizational Studies, Vol. 10(1), pp. 17-34. https://doi.org/10.11113/umran2023.10n1.588
  13. Siti Asma Md Rasdil, Wan Ahmad Amir Zal Wan Ismail, Wan Nornajwa Wan Othman, Tengku Fauzan Tengku Anuar, Nurhanan Abdul Rahman, Azwan Abdullah, Hafizi Mat Salleh, Tuan Muhammad Zukri Tuan Sembok. (2023). A Case Study on Exploration of the Potential Empowerment of Poor Communities in Tok Bali, Pasir Puteh. International Online Journal of Language, Communication, and Humanities, Vol. 6(1), pp. 87-100.
  14. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Zulkifli Muhammad, Adibah Alawiah Osman. (2022). Financial Planning as Catalyst for Poverty Eradication Among B40 in Malaysia. Journal of Wealth Management & Financial Planning (JWMFP), Vol. 9, pp. 57-66.
  15. Siti Salwani Abdullah, Dzulkifli Mukhtar, Azwan Abdullah, Ahmad Ridhuwan Abdullah. (2022). Crowdfunding as a New Alternative of Fundraising for Entrepreneurship Activities in Higher Education Institutions. International Journal of Accounting, Finance and Business, Vol. 7(40), pp. 95-106. https://doi.org/10.55573/IJAFB.074009
  16. Mohd Afifie Mohd Alwi, Azwan Abdullah, Azyanee Luqman. (2022). Debt Management Literacy among Credit Cards Users. Linguistics and Culture Review, Vol. 6(S1), pp. 42-56. https://doi.org/10.21744/lingcure.v6nS1.1897
  17. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Nazri Zakaria, Rooshihan Merican Abdul Rahim Merican, Noormariana Mohd din, Mohd Zulkifli Muhammad, Mohd Ikhwan Aziz, Azizi Abu Bakar. (2021-12). Business Zakat As Poverty Eradication Mechanism. Journal of Management Information and Decision Sciences, Vol. 24(6) Special Issue, pp. 1-7.
  18. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Noorshella Che Nawi, Mohd Nazri Zakaria, Adibah Alawiah Osman. (2021-04). Does Customer Knowledge on Islamic Financial Planning is Crucial for Islamic Credit Cards Users?. Turkish Journal of Computer and Mathematics Education, Vol. 12(3), pp. 2592-2596.
Proceedings (33)
  1. Siti Asma Md Rasdi, Simpong, D.B, Azwan Abdullah, Amir Zal, W. A., Mohd Hafiz Jamaludin, Hafizi Mat Salleh. (2025-11-16). Pemerkasaan Potensi Komuniti Orang Kelainan Upaya (OKU): Kajian Kes Makmal Jaringan Sosial di Pusat Pemulihan Orang Kurang Upaya (PROKA), Telong, Bachok., pp. 361. Economic and Financial Policy Institute (ECOFI).
  2. Derweanna Bah Simpong, Azwan Abdullah, Mohd Hafiz Jamaludin, Wan Ahmad Amir Zal Wan Ismail, Hafizi Mat Salleh, Siti Asma Md Rasdi. (2025-11). Menangani Kemiskinan dalam Komuniti Orang Asli di Sungai Rual, Jeli Kelantan Melalui Pembangunan Lestari: Pemetaan Integrasi Modal Insan, Ekonomi, dan Sosial untuk Mencapai Kesejahteraan Jangka Panjang. In Annual ECOFI Symposium (AES 2025) Ekonomi Mampan dan Keterangkuman Kewangan, pp. 301-314. Economic and Financial Policy Institute (ECOFI).
  3. Hafizi Mat Salleh, Derweanna Bah Simpong, Siti Asma Md Rasdi, Mohd Hafiz Jamaludin, Azwan Abdullah, Wan Ahmad Amir Zal Wan Ismail, Mohd Rizal Abu Bakar, Maisarah Che Ahmed. (2025-11). Pemetaan Modal Insan, Modal Ekonomi, Modal Semulajadi, Modal Budaya di Kampung Nenasi, Bachok Kelantan. In 10th Annual ECOFI Symposium 2025, pp. 16-25. Economic and Financial Policy Institute (ECOFI) School of Economics, Finance & Banking Universiti Utara Malaysia.
  4. Osman A.A., Azwan Abdullah, Safian, S.S.S., Ibrahim, N.Z., Masdek, N.R.N.M., Shaharuddin, N., Sumardi, N.A.. (2025). The Triangulation Study on Islamic Marketing of Full-Fledged Islamic Banks. In Lecture Notes in Networks and Systems, pp. 511 - 528. Springer Science and Business Media Deutschland GmbH.
  5. Siti Zamanira Mat Zaib, Azwan Abdullah, Nurul Hafizah Mohd Yasin, Tahirah Abdullah, Noor Raihani Zainol, Azila Jaini, NurHaiza Nordin, Nurnaddia Nordin. (2023). Adoption of Islamic Financing Among Halal Entrepreneurs Based on the Maqasid Sharia Framework. In InCEBT: International Conference on Entrepreneurship, Business and Technology, pp. 231-251. Springer Singapore.
  6. Siti Salwani Abdullah, Dzulkifli Mukhtar, Azwan Abdullah, Ahmad Ridhuwan Abdullah, Tahirah Abdullah, Amira Jamil, Siti Rohana Mohamad, Nur Farahiah Azmi. (2023). Exploring the Implementation of Fintech Through Crowdfunding and an Appropriate Crowdfunding Model for Student Entrepreneurs. In InCEBT: International Conference on Entrepreneurship, Business and Technology, pp. 731¿751. Springer Singapore.
  7. Mohd Zulkifli Muhammad, Ahmad Ridhuwan Abdullah, Noormariana Mohd Din, Azwan Abdullah, Wan Farha Wan Zulkiffli, Razman Hafifi Redzuan, Mohd Ikhwan Aziz. (2023). Factors Influencing Technopreneurs¿ Adoption of Islamic Banking Products. In InCEBT: International Conference on Entrepreneurship, Business and Technology, pp. 25-35. Springer Singapore.
  8. Aziz M.I., Uthamaputhran S., Hassan H., Rahim M.A, Hasan, M. Z. M., Yaacob M.R., Abdullah, A., Zainol, N.R.. (2023). The Effect of Supply and Demand Attributes Towards of Talent Shortage: A Mixed Method Approach. In Lecture Notes in Networks and Systems, pp. 309-323. Springer Science and Business Media Deutschland GmbH.
  9. Muhammad Faris Bin Anuar, Muhamamad Harith Aiman Bin Azlan, Muhammad Hidayat Bin Abdul Razak, Muhammad Illieyas Bin Mohd Nor, Azwan Abdullah. (2023). The Study on The Acceptance of Online Banking Transaction Among Universiti Malaysia Kelantan Students. In Entrepreneurship and Business Colloquium 2022/2023, pp. 69-86. Faculty of Entrepreneurship and Business.
  10. Yaacob M.R., Radyi, S. A. M., Abdullah, A., Noor J., Fadzil A.F., Hassan F.. (2023). Corporate-Community Engagement¿The Case Study of Malaysian Palm Oil Companies in Indonesia. In Lecture Notes in Networks and Systems, pp. 575 - 58. Springer Science and Business Media Deutschland GmbH.
  11. Abdullah, A., Salleh, M. Z. M., Zakaria M.N., Din N.M., Aziz M.I., Muhammad, M. Z.. (2023). Achieving Islamic Financial Literacy in Malaysia: Issues and Challenges. In Lecture Notes in Networks and Systems, pp. 889 - 896. Springer Science and Business Media Deutschland GmbH.
  12. Tengku Fauzan Tengku Anuar, Nurul Syahida Mat Hussin, Salini Aina Mamat, Izati Nabila Marzuki, Md Ariff Ariffin, Wan Ahmad Amir Zal Wan Ismail, Azwan Abdullah, Nurhanan Abdul Rahman, Hafizi Mat Salleh, Siti Asma Md. Rasdi, Ren Chen Yang. (2023). Sustaining Commodity Technology Practise: Persuasive Packaging Approach for Fermented Dried Salted Fish of Ikan Bekok. In InCEBT: International Conference on Entrepreneurship, Business and Technology, pp. 139-150. Springer Singapore.
  13. Zaib S.Z.M, Abdullah, A, Yasin, N.H.M., Zainuddin, S. A., Abdullah, T.. (2022). Financial Alternative Resources Among Halal Entrepreneurs: Challenges to Adopt Islamic Financing in Business. In Lecture Notes in Networks and Systems, pp. 925 - 935. pringer Science and Business Media Deutschland GmbH.
  14. Hilaluddin N., Abdullah, A, Osman A.A.. (2022). The Role of Ar-Rahnu as an Alternative in Reviving Micro-Enterprises Through Pandemic Crisis. In Lecture Notes in Networks and Systems, pp. 413-426. Springer Science and Business Media Deutschland GmbH.
  15. Tengku Anuar T.F., Mamat S.A., Tuan Sembok T.M.Z., Saari F.A., Hashim N.A, Wan Ismail W.A.Z., Abdul Rahman, N.H., Abdullah, A, Muhammad S A, Benghida S.. (2022). Potential of Cyberpreneurship Adoption Towards COVID-19 Situational Poverty Eradication Among Single Mothers in Malaysia. In Lecture Notes in Networks and Systems, pp. 379 - 393. Springer Science and Business Media Deutschland GmbH.
  16. Muhammad Lisman, Azwan Abdullah. (2021-10). The Attitude and Behavior of Sharia Banking Customers in Pekan Baru. In 2nd Kedah International Zakat Conference 2021 (i-KEIZAC 2021), pp. 432-440. Lembaga Zakat Kedah.
  17. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Nazri Zakaria, W. A. Amir Zal, Tengku Fauzan Tengku Anuar, Nurhanan Abdul Rahman. (2021-10). Zakat in Business as Economic Catalyst For Ummah: Issues And Challenges Among Muslim Entrepreneur. In Scope2nd Kedah International Zakat Conference 2021 (i-KEIZAC 2021), pp. 40-46. Lembaga Zakat Kedah.
  18. Mohd Afifie Mohd Alwi, Azwan Abdullah, Azyanee Luqman. (2021-10). Literasi Kewangan dan Konsep Pengetahuan Islam. In 2nd Kedah International Zakat Conference 2021 (i-KEIZAC 2021), pp. 209-220. Lembaga Zakat Kedah.
  19. Wahyi Busyro, Azwan Abdullah. (2021-10). The Performance of Zakat Infaq Amil and Shadaqah Muhammadiyah Institute in Riau By using the Indonesian Zakat Magnificence Approach. In 2nd Kedah International Zakat Conference 2021 (i-KEIZAC 2021), pp. 405-411. Lembaga Zakat Kedah.
  20. Wan Ahmad Amir Zal Wan Ismail, Azwan Abdullah, Nurhanan Abdul Rahman, Tengku Fauzan Tengku Anuar, Tuan Muhammad Zukri Tuan Sembok, Abdullah, Z.. (2021-09-13). How The Pandemic Covid-19 Had Forming a Situational Poverty in Malaysia?. In The 9th International Virtual Conference of Regional Network on Poverty Eradication, pp. 15-30..
  21. Nurhanan Abdul Rahman, S Nurfarhain, Muhamad Hanif Rosdi, Siti Asma Md Rasdil, Hafizi Mat Salleh, TENGKU FAUZAN TENGKU ANUAR, AZWAN ABDULLAH, Wan Ahmad Amir Zal Wan Ismail. (2021-09-13). Minerals Composition of Ikan Lunak fish products produced by KUNITA Tok Bali Malaysia community during knowledge transfer programme. In The 9th International Virtual Conference of Regional Network on Poverty Eradication, pp. 211-218.
  22. Zulkifli M.M., Hanudin A., Farha W.Z.W., Azwan A., Redzuan R.H., Mahathir M., Ratna H.R.. (2021-07). Unlimited human wants: The critical view from Islamic economics perspective. In AIP Conference Proceedings, pp. 1 - 9. American Institute of Physics Inc..
  23. Zaki M.H.M., Noorshella Che Nawi, Azwan A., Rahman, AAA, Mahathir M.. (2021-07). Self-esteem and perceived academic control towards well-being emotion among wellness students. In AIP Conference Proceedings. American Institute of Physics Inc..
  24. Mohd Nazri Zakaria, Aisyah Bahiah Aidul Bahrein, Noorshella Che Nawi, Azwan Abdullah. (2021-03). Social Entrepreneurship Intention: A PLS-SEM Approach., pp. 1536-1549. Springer.
  25. Osman A.A., Abdullah, A., Ulum Z.K.A.B.. (2021). The Accomplishment of Knowledge Delivery Towards Islamic Banking Employees. In Springer Science and Business Media Deutschland GmbH, pp. 1615 - 1638. Springer Science and Business Media Deutschland GmbH.
  26. Salleh, M. Z. M., Abdullah, A., Nawi N.C.. (2021). Assessing the Islamic Credit Card Users¿ Satisfaction on Paying Zakat: Issues in Achieving. In Lecture Notes in Networks and Systems, pp. 1654 - 1659. Springer Science and Business Media Deutschland GmbH.
  27. Zaib S.Z.M, Abdullah, A., Yasin, N.H.M., Abdullah, S. S., Azmi, N.F. (2021). Motivations Aspect for the Adoption of Islamic Financing Among Halal Entrepreneurs in Malaysia. In Lecture Notes in Networks and Systems, pp. 1410-1419. Springer Science and Business Media Deutschland GmbH.
  28. Muhammad Syahir Noor Shahruall Nizam, Munira Huda Mohsar, Muhammad Ikmalul Iktimam Mahadhir, Muhammad Syarafuddin Sapian, Azwan Abdullah. (2020). Acceptance of cash waqf among muslims in Kelantan: a case study of Bank Muamalat Malaysia Berhad., pp. 141-153. Faculty of Entrepreneurship and Business.
  29. Siti Farah Nabila Mohd Suhaimi, Siti Fatimah Muhamadrosee Hayeewaelae, Siti Fatimah Zaharin, Siti Hanis Mohd Shamma, Azwan Abdullah. (2020). Acceptance of Sadaqa House among Muslim in Kelantan. In The 2019 Undergraduate Colloquium on Islamic Banking and Finance (TUC Islamic Banking and Finance 2019), pp. 153-162. Faculty of Entrepreneurship and Business.
  30. Mohd Afifie Mohd Alwi, Azwan Abdullah, Azyanee Luqman. (2020). Maqasid Al-Shariah In Debt Management: A Systematic Review. In Islamic Business Management Conference (IBMC), pp. 182-188. Islamic Business School, UUM.
  31. Mohd Afifie Mohd Alwi, Azwan Abdullah. (2020). Credit Card Debt Management ¿ A Review in Credit Card Practice. In 8th International Seminar of Entrepreneurship and Business (ISEB 2020), pp. 521-602. Penerbit UMK.
  32. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Noorshella Che Nawi, Mohd Nazri Zakaria, Mohd Afifie Mohd Alwi, Mohd Ikhwan Aziz, Hasannuddiin Hassan. (2020). ISLAMIC FINANCIAL PLANNING: ASSESSING THE ISLAMIC CREDIT CARD USERS¿ COMPLIANCE ON PAYING ZAKAT. In 8th International Seminar of Entrepreneurship and Business (ISEB 2020), pp. 514-520. Penerbit UMK.
  33. Mohd Ikhwan Aziz, Hasannuddiin Hassan, Azwan Abdullah, Mohd Nazri Zakaria. (2020). The Effect Of Talent Attraction And Talent Development Towards Talent Shortage In Supply Chain Industry Among Young Generation. In 8th International Seminar of Entrepreneurship and Business (ISEB 2020), pp. 176-189. Penerbit UMK.
Books (4)
  1. Azwan Abdullah, Wan Ahmad Amir Zal Wan Ismail, Noorul Azwin Md Nasir, Nurul Izyan Mat Daud, Nur Syafiqah A. Samad, Hafizi Mat Salleh, Muhammad Zariq Naqiuddin Zaid, Mohd Izwan Nuzaihan Jamil, Mohamed Ridzan Hanan, Matherine Anak Richad Sandak, Sr Mohd Azhar Ab Wahid, Nor Natasha Abd. Rashid. (2025-12). Laporan Penyelidikan Permintaan Terhadap Pemilikan Kediaman dalam Kalangan Penjawat Awam di bawah Program Perumahan Penjawat Awam Malaysia (PPAM). UMK Press.
  2. Mohd Zulkifli Muhammad, Azwan Abdullah, Farah Hanan Muhamad. (2023). Readings in Islamic Business and Entrepreneurship. UMK Press.
  3. Nasrul Hisyam Nor Muhamad, Mohd Khairy Kamarudin, AZWAN ABDULLAH. (2022). Perancangan Harta Islam. UMK Press.
  4. W. A. Amir Zal, Hafizi M. S., Siti Asma Md Rasdi, Nurhanan, A.R, Tuan Muhammad Zukri T. S., Tengku Fauzan Tengku Anuar, Azwan Abdullah. (2021). Pemetaan Komuniti Nelayan: Di Penempatan Semula Nelayan (PSN) Tok Bali, Pasir Putih. UMK Press.
Book Chapters (23)
  1. Jamilah P., Azwan Abdullah, Adnan A.M., Busyro W., Septianingsih R.. (2026). Empowering Household Financial Stability: The Synergy of Financial Literacy and Maqasid Shariah in Sustainable Entrepreneurship. In Behavioral Economics and Computational Intelligence for Sustainable Decision Making (pp. 291-299). Springer Science and Business Media Deutschland GmbH.
  2. Muhammad Zulfaris Mohd Salleh, Azwan Abdullah, Mohd Nazri Zakaria, Rooshihan Merican Abdul Rahim Merican, Abdul Aziz Yaacob, Siti Amaliya Mohd Radyi, Rikinorhakis Ridzwan, Nurul Muna Mohamad, Muhammad Firdaus Bin Zakaria. (2025-10). Financial Planning Among University Students: The Untold Story. In Integrating Artificial Intelligence, Security for Environmental and Business Sustainability (pp. 733¿742). Springer Science and Business Media Deutschland GmbH.
  3. Muhammad Zulfaris Mohd Salleh, Azwan Abdullah, Mohd Nazri Zakaria, Mohd Afifie Mohd Alwi, Abdul Aziz Yaacob, Siti Amaliya Mohd Radyi, Noormariana Mohd Din, Mohd Zulkifli Muhammad, Siti Zamanira Mat Zaib, Farah Hanan Muhamad, Muhammad Firdaus Bin Zakaria. (2025). Financial Planning Literacy Among Government Employees on Retirement. In Integrating Artificial Intelligence, Security for Environmental and Business Sustainability (pp. 699-707). Springer.
  4. Siti Zamanira Mat Zaib, Siti Afiqah Zainuddin, Mohd Safian Abdul Rahman, Afifah Hanim Md Pazil, Siti Som Binti Husin, Nurhaiza Nordin, Nurnaddia Nordin, Azwan Abdullah, Muhammad Zulfaris Mohd Salleh. (2025). The Role of Waqf in Enhancing Sustainable Development for Halal Entrepreneurs: An Islamic Financial Perspective. In Studies in Systems, Decision and Control (pp. 259 - 267). Springer Science and Business Media Deutschland GmbH.
  5. Hilaluddin N., Abdullah, A.. (2024). The Relevance of Ar-Rahnu for MSME (Micro, Small, and Medium-Sized Enterprises) Community in Assuring Financial Well-Being. In Studies in Systems, Decision and Control (pp. 797 - 813). Springer Science and Business Media Deutschland GmbH.
  6. Salleh, M. Z. M., Abdullah, A, Din N.M., Zakaria M.N., Alwi, M. A. M, Merican, Rooshihan Merican Abdul Rahim, Radyi, S. A. M., Shamma, Siti Hanis Mohd. (2024). Harmonization of Islamic Financial Literacy in Understanding the Islamic Banking Services: The Case in Malaysia. In Contributions to Management Science (pp. 9 - 18). Springer Science and Business Media Deutschland GmbH.
  7. Tengku Anuar T.F., Mamat S.A., Wan Ismail W.A.Z., Abdullah, A., Simpong, D.B, Abdullah, Z., Salleh H.M., Rasdi S.A.M.. (2024). Impact of the Amethyst Module Implemented on the Micro-Enterprises Program: Disabilities Entrepreneur Group in Kelantan. In Studies in Systems, Decision and Control (pp. 61 - 70). Springer Science and Business Media Deutschland GmbH.
  8. Abdullah, A, Salleh, M. Z. M., Wan Ismail W.A.Z., Tengku Fauzan Tengku Anuar, Simpong, D.B, Abdul Rahman, N.H., Salleh H.M., Rasdi S.A.B.M.. (2024). Retirement Financial Planning: Strategies and Challenges in Avoiding the Incidence of Poverty. In Studies in Systems, Decision and Control (pp. 101 - 109). Springer Science and Business Media Deutschland GmbH.
  9. Lisman M., Muhammad, M. Z., Abdullah, A, Salleh, M. Z. M., Salleh M.. (2024). The Effect of Fintech on Indonesian Banking Business Model. In Studies in Systems, Decision and Control (pp. 733 - 744). Springer Science and Business Media Deutschland GmbH.
  10. Simpong, D.B, Wan Ahmad Amir Zal Wan Ismail, Anuar T.F.T., Abdullah, A, Rasdi S.A.M., Salleh H.M., Othman, N.A.. (2024). The Study on the Impact of a Sense of Community and Personality Traits Towards Orang Asli Entrepreneurs to Eradicate Poverty Through Tourism Industry-Related Businesses. In Studies in Systems, Decision and Control (pp. 773 - 784). Springer Science and Business Media Deutschland GmbH.
  11. Abdullah, A., Muhammad, M. Z., Zakaria M.N., Aziz M.I., Wan Ahmad Amir Zal Wan Ismail, Kamarudin M.K., Shamma H.. (2024). From Scarcity to Prosperity: Nurturing Financial Well-Being in Community Affected by Poverty. In Studies in Systems, Decision and Control (pp. 153 - 164). Springer Science and Business Media Deutschland GmbH.
  12. Radyi, S. A. M., Abdullah, A., Yaacob M.R., Abdullah, S. S., Abdullah, A.R., Azmi S.N., Salleh, M. Z. M.. (2024). Fostering Socio-Economic and Industrial Sustainability: The Vital Contribution of Stakeholder Engagement Programme in the Palm Oil Sector¿s Growth. In Studies in Systems, Decision and Control (pp. 305 - 315). Springer Science and Business Media Deutschland GmbH.
  13. Busyro W., Abdullah, A, Salleh, M. Z. M.. (2024). Customer Relationship Management Effect on Loyalty: A Study of Switching Cost Role as Mediator. In Studies in Systems, Decision and Control (pp. 145 - 152). Springer Science and Business Media Deutschland GmbH.
  14. Salleh, M. Z. M., Abdullah, A, Nawi, N.B.C., Din N.M., Zakaria M.N., Muhammad, M. Z., Merican, Rooshihan Merican Abdul Rahim, Radyi, S. A. M.. (2024). Adoption of Fintech Among Rural Communities: Challenges and Solutions. In Studies in Systems, Decision and Control (pp. 725 - 732). Springer Science and Business Media Deutschland GmbH.
  15. Septianingsih, R., Abdullah, Azwan, Salleh, Muhammad Zulfaris Mohd. (2024). A Systematic Review: Challenge of Islamic Microfinance Baitul Maal Wat Tamwil in Indonesia. In Islamic Finance New Trends in Law and Regulation (pp. 19 - 26). Springer Science and Business Media Deutschland GmbH.
  16. Rahman, Azira Hanani Ab, Yasoa', M.R., Muhamad S.F., Abdullah, A., Mohamad S.R., Samad N.S.A., Bahari N.. (2023). Acceptance of E-Learning Post-COVID-19: A Case Study on Pondok School Institution. (pp. 581 - 594). Springer Science and Business Media Deutschland GmbH.
  17. Mohd Zulkifli Muhammad, Azwan Abdullah, Farah Hanan Muhamad. (2023). Chapter 15: Conclusion of Readings in Islamic Business and Entrepremeurship. In Readings in Islamic Business and Entrepreneurship (pp. 231-234). UMK Press.
  18. Azwan Abdullah, Muhammad Zulfaris Mohd Salleh, Mohd Nazri Zakaria, Hassan Hasannuddin, Rooshihan Merican Abdul Rahim Merican, Mohd Ikhwan Aziz, Mohd Zulkifli Muhammad, Siti Hanis Mohd Shamma. (2023). Financial Planning Literacy Among Retirees: Issues and Challenges. In Finance, Accounting and Law in the Digital Age. (pp. 541¿551). Springer Science and Business Media Deutschland GmbH.
  19. Maisarah Mustaffa Bakri, Marliana Zulkipli Abdullah, Mohamad Nur Badri Mohamad Tarmizi, Mohd Haziq Mohd Khalit, Azwan Abdullah. (2023). Chapter 9: Saving Behaviors among UMK Students: The Case of SSPN-I. In Readings in Islamic Business and Entrepreneurship (pp. 123-136). UMK Press.
  20. Noormariana Mohd Din, Mohammad Ismail, Azwan Abdullah, Mohd Zulkifli Muhammad, Siti Nurzahira Che Tahrim, Azizah Musa. (2023). Bab 7: The concept of turning over model on the contribution of asnaf entrepreneurs towards zakat on business. In Kemiskinan jiwa dan pembangunan asnaf (pp. 148-158). UMK Press.
  21. Mohd Zulkifli Muhammad, Azwan Abdullah, Farah Hanan Muhamad. (2023). Chapter 1: Introduction to Islamic Business and Entrepreneurship. In Readings in Islamic Business and Entrepreneurship (pp. 1-8). UMK Press.
  22. Azira Hanani Ab Rahman, Mohd Rushdan Yasoa', Siti Fariha Muhamad, Azwan Abdullah, Siti Rohana Mohamad, Nur Syafiqah A. Samad, Norzalizah Bahari. (2022). Acceptance of E-Learning Post-COVID-19: A Case Study on Pondok School Institution. In The Implementation of Smart Technologies for Business Success and Sustainability During COVID-19 Crises in Developing Countries (pp. 581-594). Springer.
  23. Che Nawi N.B., Muhammad, M.Z., Ismail,M, Abdullah, A., Hong, L.M., Kamalrudin, M.. (2020). The Misinformation on Covid-19 News on Social Media. In EMBRACING ISSUES AND CHALLENGES DURING COVID-19 (pp. 85 - 106). PENERBIT UMK.
Research Projects (14)
A QUALITATIVE STUDY OF MALAYSIAN PALM OIL COMPANIES' ENGAGEMENT IN THE INTERNATIONAL COMMUNITY: GAINING SUSTAINABILITY THROUGH COMMUNITY DEVELOPMENT
HEAD • RACE • 2014
DYNAMIC ESTIMATION ON POVERTY ERADICATION PROGRAMMES IN KELANTAN DISTRICTS: RATE OF LITERACY, EDUCATION AND EMPLOYMENT
MEMBER • SGJP • 2017
FRGS 2021
HEAD • FRGS • 2021
FORMULATING A CROWDFUNDING FRAMEWORK TO INCULCATE CREATIVITY, INNOVATIVE AND ENTREPRENEURSHIP AMONG STUDENTS IN MALAYSIAN HIGHER LEARNING INSTITUTIONS
MEMBER • FRGS • 2017
INPUT POLISI BAGI PENYELESAIAN KEMISKINAN SITUASI UNTUK KEPERLUAN PELAN PEMULIHAN NEGARA (PPN)
MEMBER • GRANT(I/A) • 2022
IMPLEMENTATION OF SHARIAH COMPLIANCE E-COMMERCE TRADING APPLICATION ALGORITHM
MEMBER • SGJP MYRA USM • 2017
KAJIAN IMPAK PERLAKSANAAN KEBERKESANAN "TEAM ENHANCEMENT PROGRAM" (TEP) UMK
MEMBER • SGJP • 2021
MODELLING GRADUATED ASNAF ENTREPRENEUR'S BEHAVIOUR TOWARDS ZAKAT IN BUSINESS BY INTEGRATING ASNAF ENTREPRENEURIAL PROGRAMME (AEP)
MEMBER • SGJP • 2017
PEMODELAN IMPAK COVID-19 KE ATAS KEMISKINAN SITUASI (SITUATIONAL POVERTY) DAN PENDAYAUPAYAAN (EMPOWERMENT) IBU TUNGGAL DI KELANTAN
MEMBER • UMK-FUND • 2020
PROGAM USAHAWAN SOSIAL (IKAN BEKOK)
MEMBER • MOF • 2020
PEMBANGUNAN APLIKASI MUDAH ALIH BERSEPADU I-NEEDS BAGI PENGISIAN MAKLUMAT KEMISKINAN AKIBAT PENDAMIK COVID-19 DI NEGERI KELANTAN
MEMBER • PASCAC • 2021
PROJEK PERUSAHAAN IKAN LUNAK
MEMBER • GRANT(I/A) • 2022
THE BENEFIDONOURS MODEL IN ISLAMIC SOCIAL FINANCE IN ENHANCING COMMUNITY DEVELOPMENT
MEMBER • KKP • 2021
THE DEVELOPMENT OF WAQF ACCOUNTING EFFICIENCY: DYNAMIC DETERMINANTS OF CRITICAL SUCCESS FACTORS AND SHARIAH AUDITING
MEMBER • SGJP • 2017
Supervision (16)
ADOPTION OF ISLAMIC FINANCING AMONG HALAL ENTREPRENEURS IN MALAYSIA
MAIN Supervisor • PHD
ANALISIS LEMBAGA KEUANGAN SYARIAH TERHADAP EKONOMI MAKRO
MAIN Supervisor • PHD
ANALYSIS OF CUSTOMER SATISFACTION ON SHARIA BANKING SERVICES IN PEKANBARU
MAIN Supervisor • PHD
AR-RAHNU SEBAGAI SUMBER DANA ALTERNATIF PERUSAHAAN KECIL DAN SEDERHANA (PKS)
MAIN Supervisor • PHD
Analisis Keberkesanan Mekanisme Subsidi Dalam Program Perumahan Penjawat Awam Malaysia Ppam Terhadap Keterjangkauan Perumahan Dan Kesejahteraan Kewangan Penjawat Awam
MAIN Supervisor • PHD
DEVELOPMENT OF RURAL ENTREPRENEURSHIP CAPABILITIES THROUGH ENTREPRENEURSHIP TRAINING PROGRAMME IN KELANTAN
CO Supervisor • PHD
EXPLORING THE USE OF ALTERNATIVE FINANCIAL SERVICES AMONG WOMEN MICRO ENTREPRENEURS IN MALAYSIA
MAIN Supervisor • PHD
GELAGAT PEMBELIAN EMAS DALAM KALANGAN PEMBELI MUSLIM BERDASARKAN MAQASID SHARIAH
MAIN Supervisor • MASTER
LITERASI KEWANGAN BERDASARKAN MAQASID SHARIAH DALAM KALANGAN ISI RUMAH B40: KAJIAN KES DI KELANTAN
MAIN Supervisor • MASTER
PENGARUH MOTIVASI DAN PENGALAMAN KERJA TERHADAP KINERJA KARYAWAN PERBANKAN SYARIAH PEKANBARU
MAIN Supervisor • PHD
PERANCANGAN KEWANGAN ISLAM : APLIKASI MAQASID SHARIAH DALAM KALANGAN PENYEDIA PERKHIDMATAN DAN PROSPEK
MAIN Supervisor • PHD
RESEARCH ON COMPREHENSIVE RISK MANAGEMENT AND SUPERVISION SYSTEM OF COMMERCIAL BANKS: COMPARISON OF INTERNATIONAL EXPERIENCE AND APPLICATION IN CHINA
CO Supervisor • PHD
SIKAP PRILAKU DAN KARAKTERISTIK NASABAH PERBANKAN DI KOTA PEKANBARU
CO Supervisor • PHD
SUSTAINABILITY OF ISLAMIC BANKING SECTOR IN MALAYSIA IN RELATION TO WORLD ECONOMIC INSTABILITY: THE CASE OF BANK ISLAM MALAYSIA BERHAD
MAIN Supervisor • PHD
Understanding The Motivation Behind Takaful Purchases Among Muslims In Malaysia
MAIN Supervisor • PHD
WEALTH NOMINATION IN MALAYSIA : NOMINATOR'S PERSPECTIVE
MAIN Supervisor • PHD
D. Consultation
HILAL AUTOCARE SDN BHD
MEMBER • 2020
PERUNDING TIDAK BERBAYAR KE ATAS SEKTOR SOSIOEKONOMI DAN KEMISKINAN PENDUDUK JAJAHAN TUMPAT, KELANTAN
MEMBER • 2020
KHIDMAT NASIHAT BERKAITAN PEMBUNGKAN DAN PELABELAN PRODUK
MEMBER • 2022